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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

As the Scottish would say braw

Nae problems great folk would recommend to all my friends and family if the are searching for a card Reviewed on: 21st February 2023

Best card without stress

I’ve been using Zopa card for a while and it’s a non stressful process and it also helps with credit rating. Reviewed on: 21st February 2023

Great company

App was so easy to use and really easy to get set up. Reviewed on: 21st February 2023

Solution to my financial problems

I easily received a ZOPA credit card and solved some financial problems Reviewed on: 21st February 2023

Fantastic for people with bad credit

Fantastic company facilitating people with bad credit, which is really helpful as they help to improve credit scores! Reviewed on: 21st February 2023

Amazing

Zopa offered me this card when I needed it most, it’s reliable and so easy to use, had no problems with the card or anything else, so simple for simple people like me Reviewed on: 21st February 2023

Great Friendly service

All good experience from application to customer service, always polite staff. Reviewed on: 21st February 2023

Happy user

Great app easy to use and do what they say regards lending , and good saving rates Reviewed on: 21st February 2023

I'm happy with zopa and ask my wife to apply zopa credit card to

I'm happy with zopa time to time I use for doing my shopping with zopa credit card and I ask my wife to apply for zopa credit card to Reviewed on: 21st February 2023

Best

Best service ever ...top quality customer service Reviewed on: 21st February 2023

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