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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great credit card

Great credit card, alright APR. The App is really wasy to use. Reviewed on: 21st February 2023

Excellent service

Easy to use and access. I particularly like the app, which allows me to keep up to date with my finances. Reviewed on: 21st February 2023

Easy, simple and great

Easy to apply, quick answer, easy to use, easy app Reviewed on: 21st February 2023

Good company

Good company helpful easy to use app Reviewed on: 21st February 2023

Stress free money app

Zopa app is stress free, easy to use. Check credit score easy and payments. Reviewed on: 21st February 2023

Brilliant Zopa

Incredibly easy to use card and service with great interest rates Reviewed on: 21st February 2023

Great service

No complaints. Everything has been clear so far and they communicate any changes with sufficient notice. The app is good and easy to do everything I need. Reviewed on: 21st February 2023

Great experience

Iv had such a great experience with Zopa, I would highly recommend this company to anyone Reviewed on: 21st February 2023

Great app nice and easy application process

Great card never a problem would 1000% recommended Reviewed on: 21st February 2023

Excellent

Had a good experience with this company Reviewed on: 21st February 2023

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