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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

No complaints. Everything has been clear so far and they communicate any changes with sufficient notice. The app is good and easy to do everything I need. Reviewed on: 21st February 2023

Great experience

Iv had such a great experience with Zopa, I would highly recommend this company to anyone Reviewed on: 21st February 2023

Great app nice and easy application process

Great card never a problem would 1000% recommended Reviewed on: 21st February 2023

Excellent

Had a good experience with this company Reviewed on: 21st February 2023

As the Scottish would say braw

Nae problems great folk would recommend to all my friends and family if the are searching for a card Reviewed on: 21st February 2023

Best card without stress

I’ve been using Zopa card for a while and it’s a non stressful process and it also helps with credit rating. Reviewed on: 21st February 2023

Great company

App was so easy to use and really easy to get set up. Reviewed on: 21st February 2023

Solution to my financial problems

I easily received a ZOPA credit card and solved some financial problems Reviewed on: 21st February 2023

Fantastic for people with bad credit

Fantastic company facilitating people with bad credit, which is really helpful as they help to improve credit scores! Reviewed on: 21st February 2023

Amazing

Zopa offered me this card when I needed it most, it’s reliable and so easy to use, had no problems with the card or anything else, so simple for simple people like me Reviewed on: 21st February 2023

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