Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Amazing

Great service and very happy with them Reviewed on: 21st February 2023

All good and well informed

All good Reviewed on: 21st February 2023

Good service

Good service, easy to use . Excellent app service Reviewed on: 21st February 2023

Good company and good interest rate

I've been with zopa a while now never had any problems I would recommend, the interest rate for credit card is very good Reviewed on: 21st February 2023

Soopa zopa

Able to use my card anywhere anytime anyplace Reviewed on: 21st February 2023

Easy to manage.

Easy to manage and keep track of your finances. Reviewed on: 21st February 2023

Brilliant company with excellent customer service

Having been declined credit in the past and other companies offering huge I terst rates Zopa has made my lending experience very pleasant with affordable repayments Reviewed on: 21st February 2023

Always there

Fantastic company helping me get my credit rating up Reviewed on: 21st February 2023

Great user experience and products, enjoying zopa services to fullest

Great experience with the product and benefits. Customer service was great and all ways available. Thoroughly enjoying the services . Reviewed on: 21st February 2023

Great app and service

Easy to use app good customer service Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

marbles credit card
from NewDay 4.37 from 543 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.14 from 60 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub