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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant company with excellent customer service

Having been declined credit in the past and other companies offering huge I terst rates Zopa has made my lending experience very pleasant with affordable repayments Reviewed on: 21st February 2023

Always there

Fantastic company helping me get my credit rating up Reviewed on: 21st February 2023

Great user experience and products, enjoying zopa services to fullest

Great experience with the product and benefits. Customer service was great and all ways available. Thoroughly enjoying the services . Reviewed on: 21st February 2023

Great app and service

Easy to use app good customer service Reviewed on: 21st February 2023

Great credit card

Great credit card, alright APR. The App is really wasy to use. Reviewed on: 21st February 2023

Excellent service

Easy to use and access. I particularly like the app, which allows me to keep up to date with my finances. Reviewed on: 21st February 2023

Easy, simple and great

Easy to apply, quick answer, easy to use, easy app Reviewed on: 21st February 2023

Good company

Good company helpful easy to use app Reviewed on: 21st February 2023

Stress free money app

Zopa app is stress free, easy to use. Check credit score easy and payments. Reviewed on: 21st February 2023

Brilliant Zopa

Incredibly easy to use card and service with great interest rates Reviewed on: 21st February 2023

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