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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit card for all

A great credit card to help build your credit rating, reasonable rates, a credit card for all. Reviewed on: 21st February 2023

Easy to use

From applying to setting up app it was all easy to do. The app is extremely good & informative. Reviewed on: 21st February 2023

Customer service

Very easy to talk too and easy processes Reviewed on: 21st February 2023

Excellent service

Zopa is both responsible and very helpful Plenty of financial advice available Reviewed on: 21st February 2023

Amazing

Great service and very happy with them Reviewed on: 21st February 2023

All good and well informed

All good Reviewed on: 21st February 2023

Good service

Good service, easy to use . Excellent app service Reviewed on: 21st February 2023

Good company and good interest rate

I've been with zopa a while now never had any problems I would recommend, the interest rate for credit card is very good Reviewed on: 21st February 2023

Soopa zopa

Able to use my card anywhere anytime anyplace Reviewed on: 21st February 2023

Easy to manage.

Easy to manage and keep track of your finances. Reviewed on: 21st February 2023

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