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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Great service

5
Very happy, great app and very transparent Reviewed on: 21st February 2023
James's avatar
James

Customer service

5
The customer service is amazing. They will make sure your problem gets solved Reviewed on: 21st February 2023
margaret.doughty71@hotmail.com's avatar
[email protected]

Great and easy

5
Very easy to use and very quick payments Reviewed on: 21st February 2023
davidbeardall@icloud.com's avatar
[email protected]

Helpful and honest

5
Took out a credit card not sure of the company having not heard of the company before I had a bad credit score so getting a credit card had been difficult in the past but wanted to build my score Have found them very helpful and have provided useful information Would highly recommend to anyone looking to take out a credit card Reviewed on: 21st February 2023
Diane 's avatar
Diane

Excellent

5
Gave me a chance with a low credit rating Reviewed on: 21st February 2023
Ann revill 's avatar
Ann revill

Nice clean app

3
Good credit card but they don’t allow balance transfers Reviewed on: 21st February 2023
M Amine K's avatar
M Amine K

Credit card for all

5
A great credit card to help build your credit rating, reasonable rates, a credit card for all. Reviewed on: 21st February 2023
Mandy 's avatar
Mandy

Easy to use

5
From applying to setting up app it was all easy to do. The app is extremely good & informative. Reviewed on: 21st February 2023
Joanne Taylor's avatar
Joanne Taylor

Customer service

5
Very easy to talk too and easy processes Reviewed on: 21st February 2023
Cliff's avatar
Cliff

Excellent service

5
Zopa is both responsible and very helpful Plenty of financial advice available Reviewed on: 21st February 2023
Catherine's avatar
Catherine

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