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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good rating

Good rating and recommendation the staff is also accommodating Reviewed on: 21st February 2023

Great app

I love how app works for this credit card, super clear. Reviewed on: 21st February 2023

Value

Having used my Zopa credit card for almost 2 years I find it so easy to use and the interest rates are great. It also helps me track my finances so I know that I’m on track. Reviewed on: 21st February 2023

No fuss option

App is great. Easy to pay and use features like the credit score. Reviewed on: 21st February 2023

Great service

Very happy, great app and very transparent Reviewed on: 21st February 2023

Customer service

The customer service is amazing. They will make sure your problem gets solved Reviewed on: 21st February 2023

Great and easy

Very easy to use and very quick payments Reviewed on: 21st February 2023

Helpful and honest

Took out a credit card not sure of the company having not heard of the company before I had a bad credit score so getting a credit card had been difficult in the past but wanted to build my score Have found them very helpful and have provided useful information Would highly recommend to anyone looking to take out a credit card Reviewed on: 21st February 2023

Excellent

Gave me a chance with a low credit rating Reviewed on: 21st February 2023

Nice clean app

Good credit card but they don’t allow balance transfers Reviewed on: 21st February 2023

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