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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Best credit card

5
Very friendly and helpful. Best company around for a credit card Reviewed on: 21st February 2023
Jordan's avatar
Jordan

Zopa credit card review

5
I have a Zopa credit card and find it very useful and easy to use Reviewed on: 21st February 2023
kojhalli@gmail.com's avatar
[email protected]

Always helpful never a problem

5
Never had a problem always super helpful and straight forward x Reviewed on: 21st February 2023
Hayley's avatar
Hayley

Easy and Swift!

5
Great management of money help with tools provided to help get credit rating on track Reviewed on: 21st February 2023
AshleyW's avatar
AshleyW

Its just easy

5
Everything is pretty easy from the word go. Easy application. Easy to connect with their app to manage your card. Easy to use my card online or offline. Easy to make payments. User experience is everything and Zopa have given this plenty of thought. Reviewed on: 21st February 2023
Jon O'Connell's avatar
Jon O'Connell

Very helpful

5
Helpful and understandable . Never had any problems with zopa Reviewed on: 21st February 2023
Nicolae Mihai Pop's avatar
Nicolae Mihai Pop

Great service

5
Great company and their app works a treat Reviewed on: 21st February 2023
Paul Henson's avatar
Paul Henson

Great service

5
Great customer service, really helpful staff Reviewed on: 21st February 2023
Stephen's avatar
Stephen

Good company

5
Very good company and good credit card Reviewed on: 21st February 2023
Michael 's avatar
Michael

Good credit card

4
Zopa is a good credit builder and I would recommend them. Reviewed on: 21st February 2023
Scooopa steve's avatar
Scooopa steve

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