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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Amazing service

Very impressed and happy with quality of the service. Reviewed on: 21st February 2023

Easy to use

Easy to use and contact. Would recommend. Reviewed on: 21st February 2023

Credit card

From the start everything has been made clear and always kept inform of what is happening Reviewed on: 21st February 2023

Excellent service

I applied for the card on the Monday and received it on the Friday. Excellent service. Reviewed on: 21st February 2023

Excellent

Cannot fault them so helpful and friendly Reviewed on: 21st February 2023

Very helpful

Never had an issue even if over limit they are not on your case Reviewed on: 21st February 2023

So easy

I love as well that when you make a payment it goes straight back to available credit. You have to wait few days sometimes with other companies. Reviewed on: 21st February 2023

Good

Good deffo recommended yo family and friends easy and clear Reviewed on: 21st February 2023

Brilliant

Cheap affordable and great customer service Reviewed on: 21st February 2023

Fantastic

Extremely helpful and very easy to use! Reviewed on: 21st February 2023

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