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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44338)

Great service

5
Great company and their app works a treat Reviewed on: 21st February 2023
Paul Henson's avatar
Paul Henson

Great service

5
Great customer service, really helpful staff Reviewed on: 21st February 2023
Stephen's avatar
Stephen

Good company

5
Very good company and good credit card Reviewed on: 21st February 2023
Michael 's avatar
Michael

Good credit card

4
Zopa is a good credit builder and I would recommend them. Reviewed on: 21st February 2023
Scooopa steve's avatar
Scooopa steve

Great Service

5
I have been using a zopa credit card since last year and I have been happy with there excellent service. Reviewed on: 21st February 2023
Ejiofor Ude 's avatar
Ejiofor Ude

Very good!

5
Easy and quick application process. Good people to deal with. Reviewed on: 21st February 2023
Andrew Brown's avatar
Andrew Brown

Very good for me managing finances as young father

5
Helped me back on my feet with young family and allowed me to effectively manage my finances Reviewed on: 21st February 2023
Conor Mckay 's avatar
Conor Mckay

Amazing, user friendly

5
Lovely customer service, recommended to 4 friends all of whom love the credit card Reviewed on: 21st February 2023
Faye Heard's avatar
Faye Heard

Easy application, great website.

5
Applied online, got desicion within minutes, card received couple days later. Definitely recommend Reviewed on: 21st February 2023
Alex mccoll 's avatar
Alex mccoll

Couldn't ask for more

5
Zopa have always been honest, open have have helped with my requests and any issues, concerns or questions I have had quickly and honestly. Reviewed on: 21st February 2023
James's avatar
James

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