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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

So easy

I love as well that when you make a payment it goes straight back to available credit. You have to wait few days sometimes with other companies. Reviewed on: 21st February 2023

Good

Good deffo recommended yo family and friends easy and clear Reviewed on: 21st February 2023

Brilliant

Cheap affordable and great customer service Reviewed on: 21st February 2023

Fantastic

Extremely helpful and very easy to use! Reviewed on: 21st February 2023

Best credit card

Very friendly and helpful. Best company around for a credit card Reviewed on: 21st February 2023

Zopa credit card review

I have a Zopa credit card and find it very useful and easy to use Reviewed on: 21st February 2023

Always helpful never a problem

Never had a problem always super helpful and straight forward x Reviewed on: 21st February 2023

Easy and Swift!

Great management of money help with tools provided to help get credit rating on track Reviewed on: 21st February 2023

Its just easy

Everything is pretty easy from the word go. Easy application. Easy to connect with their app to manage your card. Easy to use my card online or offline. Easy to make payments. User experience is everything and Zopa have given this plenty of thought. Reviewed on: 21st February 2023

Very helpful

Helpful and understandable . Never had any problems with zopa Reviewed on: 21st February 2023

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