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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent

So easy to use and monitor my spending. Reviewed on: 21st February 2023

Great company

No hassle company. Brilliantly done Reviewed on: 21st February 2023

What it says on the tin!

It was an extremely easy application to complete, quick, easy and no faff. The fees are transparent and theres no jargon that needs interpretation from a financial expert. I would definitely recommend Zopa. Reviewed on: 21st February 2023

Solid product

Quick easy sign up. Good communication. Good app. All around good product Reviewed on: 21st February 2023

Excellent!!

Overall everything is amazing thank you!! Reviewed on: 21st February 2023

A good credit card

I didn’t had any bad experience, and until now it’s been good having this card Reviewed on: 21st February 2023

Easy all rounder

Easy to use, easy to keep track. App is user friendly Reviewed on: 21st February 2023

Excellent company

Have recommended to my friends and family Reviewed on: 21st February 2023

Best credit card provider

Excellent customer support . Competitive rates. Review our financial abilities . Offering any other financial products that suit you. Reviewed on: 21st February 2023

Excellent card

Excellent card, brilliant customer service Reviewed on: 21st February 2023

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