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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Easy all rounder

4
Easy to use, easy to keep track. App is user friendly Reviewed on: 21st February 2023
Louise Currey's avatar
Louise Currey

Excellent company

5
Have recommended to my friends and family Reviewed on: 21st February 2023
Sally Keates Hannaford's avatar
Sally Keates Hannaford

Best credit card provider

5
Excellent customer support . Competitive rates. Review our financial abilities . Offering any other financial products that suit you. Reviewed on: 21st February 2023
indif72@yahoo.co.uk's avatar
[email protected]

Excellent card

5
Excellent card, brilliant customer service Reviewed on: 21st February 2023
derek.orr83@yahoo.co.uk's avatar
[email protected]

Easy to use

5
The app is really easy to use. They give you a “borrowing power” rating that also takes info from your credit report and presents it on the first screen so you can easily see what you can work on it improve your rating. It’s really easy to find your APR and make changes to your Direct debit, both are things that other credit card companies make harder than Zopa. Reviewed on: 21st February 2023
Daniel Clifford's avatar
Daniel Clifford

Really helpful

5
The app is very useful and easy to use. Have found they have great customer service. Reviewed on: 21st February 2023
Catherine Rodgers's avatar
Catherine Rodgers

Great and easy

5
I must admit that it was easy to apply for this credit card. Fantastic and easy to set up monthly payments. Thank you Zopa Reviewed on: 21st February 2023
Anna Maria's avatar
Anna Maria

Great service

5
Best credit card that I’ve had Service is second to none Reviewed on: 21st February 2023
Stuart's avatar
Stuart

Best credit card

5
I was accepted for Zopa credit card and i have never looked back. Amazing app with payment reminders and help to boost your credit score. Try it out!!!makes credit mire enjoyable. Reviewed on: 21st February 2023
LJR's avatar
LJR

Helps you out in a pickle

5
When ever you are low on funds Zopa is there to help Reviewed on: 21st February 2023
stevenshade2000@gmail.com's avatar
[email protected]

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