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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Easy all rounder

Easy to use, easy to keep track. App is user friendly Reviewed on: 21st February 2023

Excellent company

Have recommended to my friends and family Reviewed on: 21st February 2023

Best credit card provider

Excellent customer support . Competitive rates. Review our financial abilities . Offering any other financial products that suit you. Reviewed on: 21st February 2023

Excellent card

Excellent card, brilliant customer service Reviewed on: 21st February 2023

Easy to use

The app is really easy to use. They give you a “borrowing power” rating that also takes info from your credit report and presents it on the first screen so you can easily see what you can work on it improve your rating. It’s really easy to find your APR and make changes to your Direct debit, both are things that other credit card companies make harder than Zopa. Reviewed on: 21st February 2023

Really helpful

The app is very useful and easy to use. Have found they have great customer service. Reviewed on: 21st February 2023

Great and easy

I must admit that it was easy to apply for this credit card. Fantastic and easy to set up monthly payments. Thank you Zopa Reviewed on: 21st February 2023

Great service

Best credit card that I’ve had Service is second to none Reviewed on: 21st February 2023

Best credit card

I was accepted for Zopa credit card and i have never looked back. Amazing app with payment reminders and help to boost your credit score. Try it out!!!makes credit mire enjoyable. Reviewed on: 21st February 2023

Helps you out in a pickle

When ever you are low on funds Zopa is there to help Reviewed on: 21st February 2023

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