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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great Service

Customer service is excellent. Would definitely recommend Zopa. Reviewed on: 21st February 2023

Best credit card

Easy to apply, easy to set up and easy app to use Reviewed on: 21st February 2023

Easy and affordable

Simple and easy to apply. I had been rejected everywhere else but Zopa gave me a chance. Reviewed on: 21st February 2023

Amazing

The customer service is amazing, the app is easy to use and allows you to keep track of your balance and make extra payments. It's also handy to be able to change details and set up direct debits. Everything is in easy access in one place Reviewed on: 21st February 2023

Great

Easy to get accepted, easy to use, easy to pay back. All in all a great service; haven’t had any issues Reviewed on: 21st February 2023

Great services

Easy to apply and the interest rates ain’t too bad which is good. Reviewed on: 21st February 2023

Brilliant so far

Great service every month, would highly recommend Reviewed on: 21st February 2023

Great company

Excellent company. Great help whenever required. Would definitely recommend. Reviewed on: 21st February 2023

Easy applicatiin always kept updated on changes.

Would highly recommend easy to sign up. The app is easy to understand and im updated about any changes. Reviewed on: 21st February 2023

Excellent services

My experience with Zopa credit card has been excellent. The service is very good and I’m glad I choose Zopa credit card, its been helpful when in need. Thank you team Zopa for accepting me as one of your customers. I appreciate Reviewed on: 21st February 2023

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