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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Great service

I applied for credit card and excepted after being Iva it was great to see companies helping people like my self Reviewed on: 21st February 2023

Superb Card

The process for applying for my Zopa card was really straightforward and easy even without the best credit file. Also when you make a repayment by card it is in the account in next to no time. I would highly recommend the Zopa card to everyone Reviewed on: 21st February 2023

Its good

I like this ZOPA because nice and very good Reviewed on: 21st February 2023

Worth it

It’s really easy to use the app and when you pay off your account it adds the credit straight away instead of waiting 3-5 working days Reviewed on: 21st February 2023

Great

Very good to work with and have been very happy with the service Reviewed on: 21st February 2023

Excellent

So easy to use and monitor my spending. Reviewed on: 21st February 2023

Great company

No hassle company. Brilliantly done Reviewed on: 21st February 2023

What it says on the tin!

It was an extremely easy application to complete, quick, easy and no faff. The fees are transparent and theres no jargon that needs interpretation from a financial expert. I would definitely recommend Zopa. Reviewed on: 21st February 2023

Solid product

Quick easy sign up. Good communication. Good app. All around good product Reviewed on: 21st February 2023

Excellent!!

Overall everything is amazing thank you!! Reviewed on: 21st February 2023

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