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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant so far

Great service every month, would highly recommend Reviewed on: 21st February 2023

Great company

Excellent company. Great help whenever required. Would definitely recommend. Reviewed on: 21st February 2023

Easy applicatiin always kept updated on changes.

Would highly recommend easy to sign up. The app is easy to understand and im updated about any changes. Reviewed on: 21st February 2023

Excellent services

My experience with Zopa credit card has been excellent. The service is very good and I’m glad I choose Zopa credit card, its been helpful when in need. Thank you team Zopa for accepting me as one of your customers. I appreciate Reviewed on: 21st February 2023

Credit Card and App

It’s all positive: Zopa credit card and mobile App are excellent, with everything easy to do. Reviewed on: 21st February 2023

Good product, good customer service

Good product, good customer service Reviewed on: 21st February 2023

Outstanding

When I applied for my credit card it was sent out and I received it within 2 days. Never had a problem and app easily managed very happy Reviewed on: 21st February 2023

Very good customer service

Never had any problems with the company at all Reviewed on: 21st February 2023

Excellent

Very easy to use credit card I really like ut Reviewed on: 21st February 2023

Great service

I applied for credit card and excepted after being Iva it was great to see companies helping people like my self Reviewed on: 21st February 2023

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