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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quite relief and satisfactory

am enjoying every moment of your service and this is quite reliable at every point in time Reviewed on: 21st February 2023

If Carlsberg did credit cards

This would be it. But they don’t, Zopa do. First class app & customer service, I thoroughly recommend them Reviewed on: 21st February 2023

Great app, builds credit

East to apply, great app, built credit within a month of having it Reviewed on: 21st February 2023

Zooopa Credit Card

Absolute breeze in application with great communication throughout.Brilliant introductory offer rate too. Great app which makes life a whole lot easier! Reviewed on: 21st February 2023

Great Service

Customer service is excellent. Would definitely recommend Zopa. Reviewed on: 21st February 2023

Best credit card

Easy to apply, easy to set up and easy app to use Reviewed on: 21st February 2023

Easy and affordable

Simple and easy to apply. I had been rejected everywhere else but Zopa gave me a chance. Reviewed on: 21st February 2023

Amazing

The customer service is amazing, the app is easy to use and allows you to keep track of your balance and make extra payments. It's also handy to be able to change details and set up direct debits. Everything is in easy access in one place Reviewed on: 21st February 2023

Great

Easy to get accepted, easy to use, easy to pay back. All in all a great service; haven’t had any issues Reviewed on: 21st February 2023

Great services

Easy to apply and the interest rates ain’t too bad which is good. Reviewed on: 21st February 2023

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