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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent service

Great card, very easy to use. Payments show on balance immediately Reviewed on: 21st February 2023

Credit where credit is due.

ZOPA have restored my faith in credit card providers. A company with great customer service and a web site and APP that are simple and easy to navigate. Security is tight without being intrusive and all in all, credit where credit is due, ZOPA is easily the first choice credit card in my wallet whether in the shops or online. Reviewed on: 21st February 2023

Great service

Amazing service with low interest Reviewed on: 21st February 2023

Simplicity at it greatest

So simple and easy to navigate around the app Reviewed on: 21st February 2023

Never problem

I recommend to everyone,never problem Reviewed on: 21st February 2023

Easy to use

Its very easy to apply, once approved easy to use and contactless facility. Reviewed on: 21st February 2023

Quite relief and satisfactory

am enjoying every moment of your service and this is quite reliable at every point in time Reviewed on: 21st February 2023

If Carlsberg did credit cards

This would be it. But they don’t, Zopa do. First class app & customer service, I thoroughly recommend them Reviewed on: 21st February 2023

Great app, builds credit

East to apply, great app, built credit within a month of having it Reviewed on: 21st February 2023

Zooopa Credit Card

Absolute breeze in application with great communication throughout.Brilliant introductory offer rate too. Great app which makes life a whole lot easier! Reviewed on: 21st February 2023

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