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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Excellent

When I need it, it’s there, great for building your credit score Reviewed on: 21st February 2023

Awesome company

Had zero problems with zopa ,fast ,friendly,efficient service ,top marks from me Reviewed on: 21st February 2023

Amazing

Amazing service great app thank you Reviewed on: 21st February 2023

Great service!

Had great customer service from Zopa always great and the app is so easy to use Reviewed on: 21st February 2023

Good card

Great card to help me build credit and had an offer on a balance transfer Reviewed on: 21st February 2023

Effortless

Every step is so easy, from application to receiving the card to setting up the app and more. Reviewed on: 21st February 2023

Handy

I find Zopa easy to use and very handy when things are a bit tight. The interest for my spending is very little to which is just great! Zopa has definitely saved me a few times and would recommend them to my friends all day long Thanks Zopa for having my back! Reviewed on: 21st February 2023

Good customer service

Very good customer service and app very easy to use Reviewed on: 21st February 2023

Helping bad credit

I couldn't get a credit card anywhere and zopa helped me out in these hard times Reviewed on: 21st February 2023

The credit company that cares

Customer service listen to what you say and go the extra mile to help its not just about money they make you feel appreciated Reviewed on: 21st February 2023

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