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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Quick and user friendly service & app

5
Easy, user-friend app fit for 21st century fast life demand. Everything from applying it to using the credit card was made effortless. Well done. Reviewed on: 21st February 2023
Mr Yusuf's avatar
Mr Yusuf

Mr

5
Very good customer service and good experience and understanding Reviewed on: 21st February 2023
Kofi Gayitsu 's avatar
Kofi Gayitsu

Very good company with helpful customer service

5
Highly recommend very helpful when need assistance and customer service of a high standard Reviewed on: 21st February 2023
Ryan Laverty's avatar
Ryan Laverty

Great credit card

5
Great credit card especially when your building your credit rating. Always very helpful and easy to use app. Thank you so much Zopa Reviewed on: 21st February 2023
Willie's avatar
Willie

Zopa keep you up to date with your account

5
I always know when payments are due & any new offers Reviewed on: 21st February 2023
Sandra Hull 's avatar
Sandra Hull

Its quick and easy to apply.

5
It was rather quick and easy to apply for a credit card with Zopa Reviewed on: 21st February 2023
Matt's avatar
Matt

Simple and easy

4
Simple to use my account and the app makes it easy to track and may payments. Really happy Reviewed on: 21st February 2023
Quellesuprise's avatar
Quellesuprise

First credit card since competing my via. On my way to repairing my credit score :)

5
After competing my IVA. Experian recording Zopa. As a first card to get. So far it has helped me repair my car, buy train tickets and that sneaky birthday present for the wife. Easy to manage with the app. And customer services are great to talk too. Thanks guys! Reviewed on: 21st February 2023
Robert Rafferty's avatar
Robert Rafferty

Great company

5
Zopa credit card has been brilliant for me building my credit score and the app is so easy to use Reviewed on: 21st February 2023
Caroline Gallagher's avatar
Caroline Gallagher

Pab

5
Amazing Reviewed on: 21st February 2023
Pab's avatar
Pab

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