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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa card

Zopa really helped me out in my time of need when other lenders maybe wouldn’t have done so. The low interest for someone who didn’t have the best credit like me was really helpful at the time. Really thankful they helped me and are continuing to do so. Reviewed on: 21st February 2023

Best card out there

Best card, great rates and app is easy to use Reviewed on: 21st February 2023

Great Service

Always great service and easy to use app and website Reviewed on: 21st February 2023

Good card

Absolutely fantastic product easy to access app and account Reviewed on: 21st February 2023

Quick and user friendly service & app

Easy, user-friend app fit for 21st century fast life demand. Everything from applying it to using the credit card was made effortless. Well done. Reviewed on: 21st February 2023

Mr

Very good customer service and good experience and understanding Reviewed on: 21st February 2023

Very good company with helpful customer service

Highly recommend very helpful when need assistance and customer service of a high standard Reviewed on: 21st February 2023

Great credit card

Great credit card especially when your building your credit rating. Always very helpful and easy to use app. Thank you so much Zopa Reviewed on: 21st February 2023

Zopa keep you up to date with your account

I always know when payments are due & any new offers Reviewed on: 21st February 2023

Its quick and easy to apply.

It was rather quick and easy to apply for a credit card with Zopa Reviewed on: 21st February 2023

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