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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Amazing

5
Super supportive and great apr% which is super beneficial for last minute purchases Reviewed on: 21st February 2023
nicolepapa1999@gmail.com's avatar
[email protected]

Great credit provider

5
Friendly, helpful card provider, Reviewed on: 21st February 2023
Dan's avatar
Dan

Thank you zopa

5
Zopa offered me a good credit card which builds my credit score! It is responsible and easy to access. Reviewed on: 21st February 2023
Leanne.Noctor@hotmail.com 's avatar
[email protected]

Excellent service and efficient

4
Application process was quick and easy, with easy to navigate app Reviewed on: 21st February 2023
Marcella's avatar
Marcella

Amazing

5
Very good credit card easy to use , I am very satisfacción with zopa credit card Reviewed on: 21st February 2023
Fabian mesa 's avatar
Fabian mesa

Great Product

5
I love my Zopa card, its added functionality with the credit cushion and savings are brilliant. The app is very intuitive and easy to use. Reviewed on: 21st February 2023
Andy Weeks's avatar
Andy Weeks

Easy to use app!

5
So easy to use with straight forward advice and no hidden ‘tricks’! Reviewed on: 21st February 2023
Tasha Holt's avatar
Tasha Holt

Help full

5
Wonder full and very kind and generous Reviewed on: 21st February 2023
Qamin amin's avatar
Qamin amin

Good Credit card

5
Very good credit card hkjgghhhgghhhhhyhhhbhejdndjhebdbhehdhnehjejdhjdhdjhwhhejdbj Reviewed on: 21st February 2023
STELIAN 's avatar
STELIAN

Very supportive, efficient and a responsible lender

5
Very supportive, efficient and a responsible lender The App is easy to use and has all information needed in it. Would definitely use for other services and products Reviewed on: 21st February 2023
Tracey Roberts 's avatar
Tracey Roberts

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