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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use app!

So easy to use with straight forward advice and no hidden ‘tricks’! Reviewed on: 21st February 2023

Help full

Wonder full and very kind and generous Reviewed on: 21st February 2023

Good Credit card

Very good credit card hkjgghhhgghhhhhyhhhbhejdndjhebdbhehdhnehjejdhjdhdjhwhhejdbj Reviewed on: 21st February 2023

Very supportive, efficient and a responsible lender

Very supportive, efficient and a responsible lender The App is easy to use and has all information needed in it. Would definitely use for other services and products Reviewed on: 21st February 2023

Totally satisfied

Easy to use app to control your limit,great customer service,just totally satisfied. Reviewed on: 21st February 2023

The service

It’s ok. But it can improve better with credit limits Reviewed on: 21st February 2023

This is making a difference in my life

I am enjoying using my card. it has great connectivity and I can use it anywhere. I am grateful for this. Reviewed on: 21st February 2023

No problems

I have this card for a while and have had no problems with the card. The app. All good. Reviewed on: 21st February 2023

Amazing

The Zopa company has been brilliant helped me considerably in sorting out my finances, well done ,thank you Reviewed on: 21st February 2023

Great quick decision when others couldn't even answer

I tried a few cards, and then I heard of zopa, no quibbles and quick decision made. Reviewed on: 21st February 2023

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