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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Top all round finance

5
Easy to use finance which I keep track of what I’m spending on my mobile app. Really has helped me build up my credit rating and keep within my budget. Would recommend to anyone. Reviewed on: 21st February 2023
Paula Austin's avatar
Paula Austin

Easy balance transfer with spending safety net

5
I was thrilled that the process of getting a Zopa balance transfer credit card was so quick and easy. I wasn't expecting the extra "spending" limit on top of tye balance transfer and I think this is an excellent way to help people out with managing their debt - not always easy with a hoyse full of children! Thanks Zopa Reviewed on: 21st February 2023
Emily's avatar
Emily

Great commutation

5
Great at keeping me up dated on my account and helping me gain a better understanding on my spending Reviewed on: 21st February 2023
Rog's avatar
Rog

Happy

5
I am happpy with this credit card Reviewed on: 21st February 2023
Stefania's avatar
Stefania

Amazing

5
Super supportive and great apr% which is super beneficial for last minute purchases Reviewed on: 21st February 2023
nicolepapa1999@gmail.com's avatar
[email protected]

Great credit provider

5
Friendly, helpful card provider, Reviewed on: 21st February 2023
Dan's avatar
Dan

Thank you zopa

5
Zopa offered me a good credit card which builds my credit score! It is responsible and easy to access. Reviewed on: 21st February 2023
Leanne.Noctor@hotmail.com 's avatar
[email protected]

Excellent service and efficient

4
Application process was quick and easy, with easy to navigate app Reviewed on: 21st February 2023
Marcella's avatar
Marcella

Amazing

5
Very good credit card easy to use , I am very satisfacción with zopa credit card Reviewed on: 21st February 2023
Fabian mesa 's avatar
Fabian mesa

Great Product

5
I love my Zopa card, its added functionality with the credit cushion and savings are brilliant. The app is very intuitive and easy to use. Reviewed on: 21st February 2023
Andy Weeks's avatar
Andy Weeks

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