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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Brilliant

5
Excellent service and money when you need it whit a great online mobile service Reviewed on: 21st February 2023
ian lawton's avatar
ian lawton

Excellent

5
The best Reviewed on: 21st February 2023
Malik's avatar
Malik

Ok

4
The card is ok but the interest rates are quite high Reviewed on: 21st February 2023
woonshavanna1@gmail.com's avatar
[email protected]

Excellent service

5
Really good customer service, lots of opportunity to build credit score. Reviewed on: 21st February 2023
Stephanie tyler 's avatar
Stephanie tyler

Superb

5
Simple and easy to use. App is a great addition to manage balance and payments. Reviewed on: 21st February 2023
Sb's avatar
Sb

easy process

4
would recommend easy process and easy to manage Reviewed on: 21st February 2023
daniellemckenna@live.co.uk's avatar
[email protected]

Brilliant

5
Very good credit card. Perfect for build your credit score Reviewed on: 21st February 2023
Grzegorz Michta's avatar
Grzegorz Michta

Credit score booster

5
Great credit card for score boosting, had a credit increase in a few months Reviewed on: 21st February 2023
DannyD's avatar
DannyD

Great and easy to use with the app

3
Had a very good introductory interest free period. APR rates are fairly high compared to many other credit cards too. Also no facilities to transfer existing balance to any other cards in order to curb high interest rates Reviewed on: 21st February 2023
seanthornton333@hotmail.co.uk's avatar
[email protected]

5 star credit card

5
Zope are fantastic. really easy to use ther app, payments go into card straight away. never had to contctvhem direct because the run everything so smooth. Reviewed on: 21st February 2023
Kevin Millar's avatar
Kevin Millar

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