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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent chive no hassle

Great service card came quick easy to use easy to use app fabulous choice of cc Reviewed on: 21st February 2023

Amazing

The app is so easy to use and easy to keep on top of. Amazing Reviewed on: 21st February 2023

Most helpful

Very quick response, easy and clear use. Overall great experience Reviewed on: 21st February 2023

Handy card

Low amount is useful on card helps me build my credit score Reviewed on: 21st February 2023

Best leader

Good experience and I can recommend the company to friends and families m Reviewed on: 21st February 2023

Low interest

Low interest is always a bonus, the app for the card is really easy to navigate around, it’s a plus son it all Reviewed on: 21st February 2023

Very customer friendly Credir Card service

Very easy to signup - Phone App very easy to setup - and it is very easy to keep track off and manage my account on the App. I love the 'Credit Cushion' feature that always ensures u do not overspend Reviewed on: 21st February 2023

Reliable, conviennent and easy to use

I’m so glad I got my Zopa credit card as it’s such an easy to use, very detailed experience. I’ve been able to build my score up quickly whilst filling understanding and learning a lot more about credit Reviewed on: 21st February 2023

So easy to use

With low credit, I used this card to build up my score while keeping interest rates low. Would highly recommend. Such an easy app to navigate too Reviewed on: 21st February 2023

Excellent.

Just a very good company. Whole experience has been great. Reviewed on: 21st February 2023

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