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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Brilliant

Very good credit card. Perfect for build your credit score Reviewed on: 21st February 2023

Credit score booster

Great credit card for score boosting, had a credit increase in a few months Reviewed on: 21st February 2023

Great and easy to use with the app

Had a very good introductory interest free period. APR rates are fairly high compared to many other credit cards too. Also no facilities to transfer existing balance to any other cards in order to curb high interest rates Reviewed on: 21st February 2023

5 star credit card

Zope are fantastic. really easy to use ther app, payments go into card straight away. never had to contctvhem direct because the run everything so smooth. Reviewed on: 21st February 2023

Helpful

Excellent customer service and service Reviewed on: 21st February 2023

Awesome company

Brilliant and easy to use facilities Reviewed on: 21st February 2023

Great card company

Easy to use and love the app to watch spending and make paymwnts Reviewed on: 21st February 2023

Great service

Since taken out my card with Zopa I have received the best service I could possibly want. In these hard times we are living in they have been very understanding if I have not been able to make payments. Unlike other who threaten with legal action Reviewed on: 21st February 2023

Great company great staff

Always there when you need them great guys Reviewed on: 21st February 2023

Bad credit ,yet still they have me a chance

Zopa accepted my application less that 24 hrs eventhough my credit score was very low.I am very grateful that they gave me the chance to build my credit score. Reviewed on: 21st February 2023

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