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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Very customer friendly Credir Card service

Very easy to signup - Phone App very easy to setup - and it is very easy to keep track off and manage my account on the App. I love the 'Credit Cushion' feature that always ensures u do not overspend Reviewed on: 21st February 2023

Reliable, conviennent and easy to use

I’m so glad I got my Zopa credit card as it’s such an easy to use, very detailed experience. I’ve been able to build my score up quickly whilst filling understanding and learning a lot more about credit Reviewed on: 21st February 2023

So easy to use

With low credit, I used this card to build up my score while keeping interest rates low. Would highly recommend. Such an easy app to navigate too Reviewed on: 21st February 2023

Excellent.

Just a very good company. Whole experience has been great. Reviewed on: 21st February 2023

Brilliant

Excellent service and money when you need it whit a great online mobile service Reviewed on: 21st February 2023

Excellent

The best Reviewed on: 21st February 2023

Ok

The card is ok but the interest rates are quite high Reviewed on: 21st February 2023

Excellent service

Really good customer service, lots of opportunity to build credit score. Reviewed on: 21st February 2023

Superb

Simple and easy to use. App is a great addition to manage balance and payments. Reviewed on: 21st February 2023

easy process

would recommend easy process and easy to manage Reviewed on: 21st February 2023

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