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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa Review

Good card easy to use App. Always up to date information available through the app. Reviewed on: 21st February 2023

They haven't done any wrong so far

One of many by far! Great card, small credit, high fees... Reviewed on: 21st February 2023

Zopa credit card

Fast, easy and efficient service. Good communication. Reviewed on: 21st February 2023

Zopa's Service experience is great

The services received from Zopa's app is great. User experience is superb. The information you need can be retrieve with limited efforts and clear. Reviewed on: 21st February 2023

Excellent chive no hassle

Great service card came quick easy to use easy to use app fabulous choice of cc Reviewed on: 21st February 2023

Amazing

The app is so easy to use and easy to keep on top of. Amazing Reviewed on: 21st February 2023

Most helpful

Very quick response, easy and clear use. Overall great experience Reviewed on: 21st February 2023

Handy card

Low amount is useful on card helps me build my credit score Reviewed on: 21st February 2023

Best leader

Good experience and I can recommend the company to friends and families m Reviewed on: 21st February 2023

Low interest

Low interest is always a bonus, the app for the card is really easy to navigate around, it’s a plus son it all Reviewed on: 21st February 2023

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Want to see more from Zopa?

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