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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

About Zopa

This is the best card I have ever seen Reviewed on: 21st February 2023

Excellent

Very easy process from application till delivery Reviewed on: 21st February 2023

Great card for users with adverse credit

Very few companies out there just look at the black and white and refuse to give people a chance to show that they’ve made mistakes but they’ve learnt. Zopa did that with me and I have proven that I can maintain a credit card with minimul fuss and customer service is exceptional Reviewed on: 21st February 2023

Brilliant company

Good company with good APR rates. Would recommend Reviewed on: 21st February 2023

Ease of use

Excellent product. Immediate transactions, clear communication and ease of use. 100% Reviewed on: 21st February 2023

Great card

A credit card that is for there customers Reviewed on: 21st February 2023

Zopa Review

Good card easy to use App. Always up to date information available through the app. Reviewed on: 21st February 2023

They haven't done any wrong so far

One of many by far! Great card, small credit, high fees... Reviewed on: 21st February 2023

Zopa credit card

Fast, easy and efficient service. Good communication. Reviewed on: 21st February 2023

Zopa's Service experience is great

The services received from Zopa's app is great. User experience is superb. The information you need can be retrieve with limited efforts and clear. Reviewed on: 21st February 2023

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