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Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44338)

Zopa Review

5
Good card easy to use App. Always up to date information available through the app. Reviewed on: 21st February 2023

They haven't done any wrong so far

5
One of many by far! Great card, small credit, high fees... Reviewed on: 21st February 2023

Zopa credit card

5
Fast, easy and efficient service. Good communication. Reviewed on: 21st February 2023

Zopa's Service experience is great

5
The services received from Zopa's app is great. User experience is superb. The information you need can be retrieve with limited efforts and clear. Reviewed on: 21st February 2023

Excellent chive no hassle

5
Great service card came quick easy to use easy to use app fabulous choice of cc Reviewed on: 21st February 2023

Amazing

5
The app is so easy to use and easy to keep on top of. Amazing Reviewed on: 21st February 2023

Most helpful

5
Very quick response, easy and clear use. Overall great experience Reviewed on: 21st February 2023

Handy card

3
Low amount is useful on card helps me build my credit score Reviewed on: 21st February 2023

Best leader

5
Good experience and I can recommend the company to friends and families m Reviewed on: 21st February 2023

Low interest

5
Low interest is always a bonus, the app for the card is really easy to navigate around, it’s a plus son it all Reviewed on: 21st February 2023

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