Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

View other Zopa products

4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great service

Great communication and service hep available if needed with support Reviewed on: 21st February 2023

Good Service

I have been using Zopa for several months now and there is not one thing I want to complain about: everything is flawless. Reviewed on: 21st February 2023

Great credit card provider

App is so easy to use and never any problems when I've had any questions or concerns about my card. Reviewed on: 21st February 2023

Great company

Gives regular up dates as well as hints and tips for money saving Reviewed on: 21st February 2023

Zopa

So easy to deal with. Amazing customer service and easy to use app Reviewed on: 21st February 2023

Great App - user friendly and amazing!

Amazing app, really easy to use always reliable. Reviewed on: 21st February 2023

Fab app

Good reminders of next payment due and good app Reviewed on: 21st February 2023

Great

This credit card has proved very useful. It’s super easy to manage my account through the excellent app and I can clearly see where things stand and what I need to be paying and when. It’s also really easy to make payments through the app, both regular payments and extra ones. It’s super easy to manage and has helped me regain control over my finances. Reviewed on: 21st February 2023

Fantastic credit card and company

Since the day I received my card, I have had no issues, no hidden charges and absolutely delighted with the service. Definitely choose this over any other companies I've used previously. Reviewed on: 21st February 2023

Right on time

Quick finance, and very easy payment. Very good Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.63 from 818 reviews
Balance Transfer Credit Card
from Halifax 3.89 from 65 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub