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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Credit card

Good easy to use credit card with easy to use app Reviewed on: 21st February 2023

Easy app great service no hidden costs

Easy app great service no hidden costs Great company everythings simple. Helps there when you need it. Reviewed on: 21st February 2023

Quick and easy

Amazing customer service and great rates. Reviewed on: 21st February 2023

Great service

Fantastic, no issues at all have been brilliant from start to finish. App is easy to use too Reviewed on: 21st February 2023

About Zopa

This is the best card I have ever seen Reviewed on: 21st February 2023

Excellent

Very easy process from application till delivery Reviewed on: 21st February 2023

Great card for users with adverse credit

Very few companies out there just look at the black and white and refuse to give people a chance to show that they’ve made mistakes but they’ve learnt. Zopa did that with me and I have proven that I can maintain a credit card with minimul fuss and customer service is exceptional Reviewed on: 21st February 2023

Brilliant company

Good company with good APR rates. Would recommend Reviewed on: 21st February 2023

Ease of use

Excellent product. Immediate transactions, clear communication and ease of use. 100% Reviewed on: 21st February 2023

Great card

A credit card that is for there customers Reviewed on: 21st February 2023

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