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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

My Zopa account

Very easy to manage account and brilliant app Reviewed on: 21st February 2023

Very friendly

Zopa is a great credit card for rebuilding your credit score, friendly and helpful customer service team. I’m very happy with my card. Reviewed on: 21st February 2023

very easy to use and helpful app on phone

I have found zopa to be helpful when I had to phone them with a query would recommend them to my friends and family Reviewed on: 21st February 2023

Best credit card

I have been using zopa card and is helping through this time when the a country is soo hard Reviewed on: 21st February 2023

Great service

Great communication and service hep available if needed with support Reviewed on: 21st February 2023

Good Service

I have been using Zopa for several months now and there is not one thing I want to complain about: everything is flawless. Reviewed on: 21st February 2023

Great credit card provider

App is so easy to use and never any problems when I've had any questions or concerns about my card. Reviewed on: 21st February 2023

Great company

Gives regular up dates as well as hints and tips for money saving Reviewed on: 21st February 2023

Zopa

So easy to deal with. Amazing customer service and easy to use app Reviewed on: 21st February 2023

Great App - user friendly and amazing!

Amazing app, really easy to use always reliable. Reviewed on: 21st February 2023

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