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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Fab app

Good reminders of next payment due and good app Reviewed on: 21st February 2023

Great

This credit card has proved very useful. It’s super easy to manage my account through the excellent app and I can clearly see where things stand and what I need to be paying and when. It’s also really easy to make payments through the app, both regular payments and extra ones. It’s super easy to manage and has helped me regain control over my finances. Reviewed on: 21st February 2023

Fantastic credit card and company

Since the day I received my card, I have had no issues, no hidden charges and absolutely delighted with the service. Definitely choose this over any other companies I've used previously. Reviewed on: 21st February 2023

Right on time

Quick finance, and very easy payment. Very good Reviewed on: 21st February 2023

Excellenct experience

Good customer care and crefit card rate Reviewed on: 21st February 2023

Great credit card

Love managing it via the app keep updated with payments and u can set limits Reviewed on: 21st February 2023

Thanks

Can't thank you enough for the service you provide Reviewed on: 21st February 2023

Excellent product

I find Zopa very easy to communicate with. The app is extremely user friendly Reviewed on: 21st February 2023

Friendly

Always happy to help and advises with different things Reviewed on: 21st February 2023

probably the best card i have!!

Really simple app, great to have 2 separate limits one for transfers one normal. highly recommend Reviewed on: 21st February 2023

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