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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

great service

gerat service and brilliant product and very helpful staff Reviewed on: 21st February 2023

Amazing company

Easy to use app, great customer service. Any issues are always dealt with swiftly. Reviewed on: 21st February 2023

Best Credit card around

Best Credit card around, I could not be happier Reviewed on: 21st February 2023

Brilliant

Customer service is amazing, the buffer option is a brilliant idea Reviewed on: 21st February 2023

Very easy to use

Found easy to use the app and easy to use instore Reviewed on: 21st February 2023

The best

The best credit card company there is app is so easy to use and the money saving tips are amazing Reviewed on: 21st February 2023

Fantastic company

Great customer service and everything you need in a card Reviewed on: 21st February 2023

Good catd

Good card easy all round especially for building your score Reviewed on: 21st February 2023

excellent

so simple, easy to use and great customer service! Reviewed on: 21st February 2023

Amazing customer service from people who are connected to their customers

Fabulous people who work for Zopa Reviewed on: 21st February 2023

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