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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good

Easy to apply, low monthly payments very happy Reviewed on: 21st February 2023

Great credit card

Zopa gave me a credit card when my credit score was bad and they are now helping me build my credit to a better level. They also offered me a good interest rate Reviewed on: 21st February 2023

Amazing credit card for first timers

Never had a credit card? Get Zopa! It’s so easy to use and access. Terms are clear and you can contact customer service easily! Reviewed on: 21st February 2023

Zopa credit card products

This card is best one I have had the good thing I like about it is when I pay my balance or more it registers within minutes on my card. I love how Zopa have enabled this. Reviewed on: 21st February 2023

Credit card

I was extremely happy with Zopa's fast & competent service. Everything works really well & I have already recommended them to a couple of family members. Reviewed on: 21st February 2023

Good customer service

Easy to apply and good service and easy app Reviewed on: 21st February 2023

Easy app and updates

Great useful credit card with a great app and updates when you need them Reviewed on: 21st February 2023

Good

Keep it up well done, good customer service Reviewed on: 21st February 2023

Great Credit Card

Great Credit Card so easy to access online. Reviewed on: 21st February 2023

Customer service

I strongly recommend aqua as a excellent company that provides excellent customer service s and support Reviewed on: 21st February 2023

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