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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great for credit building

I've had no problems with Zopa credit card... A good card to help with your credit building. Reviewed on: 21st February 2023

Review of credit card

It's an excellent company very easy to use the card and the app have already recommended to family and friends Reviewed on: 21st February 2023

Amazing credit card

5star credit card. the credit limits went up in a few month Reviewed on: 21st February 2023

Easy and clear to use.

Straight forward payments and app. Reviewed on: 21st February 2023

More than just a Credit Card

updates in real time when payments made to account boosts credit rating by keeping you on top of your account loans - savings - car finance & lots more on offer :) Reviewed on: 21st February 2023

Great

I’ve had a great experience using Zopa, great customer service and no issues at all !! Reviewed on: 21st February 2023

10/10

Always ready to help and always dies there Reviewed on: 21st February 2023

Amazing

One of the best credit card I ever had. Excellent customer services, you get notified when money leave your account to ensure it’s you. Excellent card. Reviewed on: 21st February 2023

Great credit card company

The app is super helpful and the staff have resolved a lost card really quickly. Reviewed on: 21st February 2023

amazon!!

i’ve found zopa so good!! the app is easy to use, everything is right where you need it. the customer service is brilliant. definitely recommend to anyone. Reviewed on: 21st February 2023

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