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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

10/10

Always ready to help and always dies there Reviewed on: 21st February 2023

Amazing

One of the best credit card I ever had. Excellent customer services, you get notified when money leave your account to ensure it’s you. Excellent card. Reviewed on: 21st February 2023

Great credit card company

The app is super helpful and the staff have resolved a lost card really quickly. Reviewed on: 21st February 2023

amazon!!

i’ve found zopa so good!! the app is easy to use, everything is right where you need it. the customer service is brilliant. definitely recommend to anyone. Reviewed on: 21st February 2023

Efficient

From checking my credit rating, to using the app & credit increases, everything has been explained clearly. The app is really easy to use. Reviewed on: 21st February 2023

Easy

From applying and being accepted it was so easy ,also no problem using the credit card on line or in a shop excellent service all round . Reviewed on: 21st February 2023

I love zopa

Very good service I love zopa . I use zopa card ever. Reviewed on: 21st February 2023

Fantastic

Couldn’t ask for a better bank easy to get hold of and easy using there bank app Reviewed on: 21st February 2023

Fab

Fantastic card no problems at all 100% recommend Reviewed on: 21st February 2023

Financial peace of mind

Before Zupa my finances were all over the place but this amazing company made money management a lot easier Reviewed on: 21st February 2023

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