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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to use

The zopa credit card is easy to use and the app is clear and informative. They constantly review my account and suggest how to improve if necessary Reviewed on: 21st February 2023

Good customer service

Very good service and excellence Reviewed on: 21st February 2023

Simply the BEST

A reliable person in a card form Reviewed on: 21st February 2023

Grate credit card company

Company is very helpful and nice service given by zopa Reviewed on: 21st February 2023

Easy and fast

I really like the fact that it was an online application and I got the approval decision in seconds. Also, it's app-based which made the whole experience less stressful and fast. Reviewed on: 21st February 2023

Brilliant

Would definitely recommend Zopa! They have been great for me. Reviewed on: 21st February 2023

Credit card

Brilliant and very informative! Easy to use App Reviewed on: 21st February 2023

Amazing company

I have been so happy with my experience . They are eager to help with any queries and issues are dealt with quickly and nothing is too much. Reviewed on: 21st February 2023

Excellent Product

There is nothing bad to say. Interest rate is very competitive, customer service is excellent and responsive. App is easy to use. Definitely recommend Reviewed on: 21st February 2023

Easy to use app

The app is so easy to use, never have to get in touch with customers service as it doesn’t to! Reviewed on: 21st February 2023

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