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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit card

Brilliant and very informative! Easy to use App Reviewed on: 21st February 2023

Amazing company

I have been so happy with my experience . They are eager to help with any queries and issues are dealt with quickly and nothing is too much. Reviewed on: 21st February 2023

Excellent Product

There is nothing bad to say. Interest rate is very competitive, customer service is excellent and responsive. App is easy to use. Definitely recommend Reviewed on: 21st February 2023

Easy to use app

The app is so easy to use, never have to get in touch with customers service as it doesn’t to! Reviewed on: 21st February 2023

Great for credit building

I've had no problems with Zopa credit card... A good card to help with your credit building. Reviewed on: 21st February 2023

Review of credit card

It's an excellent company very easy to use the card and the app have already recommended to family and friends Reviewed on: 21st February 2023

Amazing credit card

5star credit card. the credit limits went up in a few month Reviewed on: 21st February 2023

Easy and clear to use.

Straight forward payments and app. Reviewed on: 21st February 2023

More than just a Credit Card

updates in real time when payments made to account boosts credit rating by keeping you on top of your account loans - savings - car finance & lots more on offer :) Reviewed on: 21st February 2023

Great

I’ve had a great experience using Zopa, great customer service and no issues at all !! Reviewed on: 21st February 2023

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