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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Customer orientated

5
Great credit building card, zopa keep me informed how I am building my credit score. Also a great Apr rate not too expensive compared to others. Reviewed on: 21st February 2023
robert .marshall's avatar
robert .marshall

Love it

5
Use my card all the time it brilliant and easy to use Reviewed on: 21st February 2023
Steven's avatar
Steven

Brilliant product, quick and no faff

4
Easy to get started and great rates. Reviewed on: 21st February 2023
logan woodbridge's avatar
logan woodbridge

Easy to use

5
Easy to use and app to keep you updates on spend along with alerts when you spend... Perfect for credit building Reviewed on: 21st February 2023
MAZ 's avatar
MAZ

Easy to use

5
The zopa credit card is easy to use and the app is clear and informative. They constantly review my account and suggest how to improve if necessary Reviewed on: 21st February 2023
Alan Wesson 's avatar
Alan Wesson

Good customer service

5
Very good service and excellence Reviewed on: 21st February 2023
Margaret Brown 's avatar
Margaret Brown

Simply the BEST

5
A reliable person in a card form Reviewed on: 21st February 2023
Kay's avatar
Kay

Grate credit card company

5
Company is very helpful and nice service given by zopa Reviewed on: 21st February 2023
tapan patel's avatar
tapan patel

Easy and fast

5
I really like the fact that it was an online application and I got the approval decision in seconds. Also, it's app-based which made the whole experience less stressful and fast. Reviewed on: 21st February 2023
Arfan Khan's avatar
Arfan Khan

Brilliant

5
Would definitely recommend Zopa! They have been great for me. Reviewed on: 21st February 2023
Shelley Wesley's avatar
Shelley Wesley

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