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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

The Zopa app is straight forward and easy to use.

The Zopa app is straight forward and easy to use. I have never had a problem with Zopa. Reviewed on: 15th January 2026

Simple application easy use app perfect

Simple application easy use app perfect Reviewed on: 15th January 2026

Review on ZOPA credit card

Easy to use and understand the App. Brilliant customer service. Reviewed on: 15th January 2026

Brilliant credit card The App is great

Brilliant credit card The App is great Reviewed on: 15th January 2026

I am entirely grateful for Zopa for giving me a chan...

I am entirely grateful for Zopa for giving me a chance where most others did not. I have a less than perfect credit score and they were gracious accommodating to my needs. Thank you again. I cannot fault. Reviewed on: 15th January 2026

Great in every way , Zopa is so easy to use , conven...

Great in every way , Zopa is so easy to use , convenient and affordable. I would recommend Zopa to any one Reviewed on: 15th January 2026

Zopa highly recommended

App very easy to use and very usefull topics on it Reviewed on: 15th January 2026

Easy user interface that makes paying your balance e...

Easy user interface that makes paying your balance easy and stress free a very user friendly app indeed Reviewed on: 15th January 2026

Great experience interest is a little hight but expe...

Great experience interest is a little hight but expected when having bad credit Reviewed on: 15th January 2026

Always a quick chat to solve any issues I have.

Always a quick chat to solve any issues I have. I haven’t had a bad experience with any customer support rep in my time and all the services and app are easy to use. Would highly recommend Zopa to my friends and a great way to manage money Reviewed on: 15th January 2026

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