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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Credit card

I highly recommend using zopa’s credit card services Reviewed on: 21st February 2023

brilliant

Very clear website and app, helpful and great service Reviewed on: 21st February 2023

Good service

Zopanis easy to use and the app is great Reviewed on: 21st February 2023

Excellent service

Had a lovely smooth experience with zopa would recommend to all my friends and family, offer very competitive rates, and all the staff have excellent skills Reviewed on: 21st February 2023

GREAT HELP

I have enjoyed helping to rebuild my credit score with Zopa, i find the app and help provided excellent. I feel confortable with my payments and credit limit. Reviewed on: 21st February 2023

Fast and easy to use, best provider for me :)

Couldn’t have chosen a better provider, it is easy and fast on my device and couldn’t have asked for a better service. Reviewed on: 21st February 2023

Very satisfied

It’s very good and I love the card I’ve recommended it to a lot of my friends and family Reviewed on: 21st February 2023

Great credit card

Great credit card. Would definitely recommend to friends and family. Reviewed on: 21st February 2023

Brilliant service

I am Very happy with zopa and I recommend them alot Reviewed on: 21st February 2023

Excellent

Excellent credit card company for the 2022-2023 Reviewed on: 21st February 2023

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