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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Credit card

5
Amazing to use abroad great exchange rate Reviewed on: 21st February 2023
pfcjosh04@gmail.com's avatar
[email protected]

Brilliant

5
No problems somes it all what more can I say a brilliant credit card and no questions asked Reviewed on: 21st February 2023
Mark Morris 's avatar
Mark Morris

Helpful and easy to use app

4
The app is very easy to use. The zopa service has helped me improve my money management, credit score and got my saving money again. Reviewed on: 21st February 2023
Martin 's avatar
Martin

Excellent service highly recommended

5
Nice and easy setup and easy to use app Reviewed on: 21st February 2023
Stevedod's avatar
Stevedod

Credit card

4
I highly recommend using zopa’s credit card services Reviewed on: 21st February 2023
James Asante-Appiah's avatar
James Asante-Appiah

brilliant

5
Very clear website and app, helpful and great service Reviewed on: 21st February 2023
Nikki lewis's avatar
Nikki lewis

Good service

5
Zopanis easy to use and the app is great Reviewed on: 21st February 2023
Emma 's avatar
Emma

Excellent service

5
Had a lovely smooth experience with zopa would recommend to all my friends and family, offer very competitive rates, and all the staff have excellent skills Reviewed on: 21st February 2023
kirk warrener's avatar
kirk warrener

GREAT HELP

5
I have enjoyed helping to rebuild my credit score with Zopa, i find the app and help provided excellent. I feel confortable with my payments and credit limit. Reviewed on: 21st February 2023
ROISIN LYONS's avatar
ROISIN LYONS

Fast and easy to use, best provider for me :)

5
Couldn’t have chosen a better provider, it is easy and fast on my device and couldn’t have asked for a better service. Reviewed on: 21st February 2023
Alamin 's avatar
Alamin

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