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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

User friendly

I love my zopa card, it is reliable and user friendly app makes all information available easily at any time of day or night! Reviewed on: 21st February 2023

Saved my life

Was struggling and Zopa helped me out so now paying back what I borrowed Reviewed on: 21st February 2023

Amazing

Everything you could need or want from a credit card Reviewed on: 21st February 2023

Best company

They are helpful, give the best advice on how to save money and also boost your credit score! I’m on the best route to better my finances and buy my first home. Thank you Zopa Reviewed on: 21st February 2023

Best experience

They have affordable rates and their app is straightforward to use Reviewed on: 21st February 2023

Excellent all round

Qucik and easy to apply, great service and app easy to use Reviewed on: 21st February 2023

Credit card

Amazing to use abroad great exchange rate Reviewed on: 21st February 2023

Brilliant

No problems somes it all what more can I say a brilliant credit card and no questions asked Reviewed on: 21st February 2023

Helpful and easy to use app

The app is very easy to use. The zopa service has helped me improve my money management, credit score and got my saving money again. Reviewed on: 21st February 2023

Excellent service highly recommended

Nice and easy setup and easy to use app Reviewed on: 21st February 2023

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