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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very satisfied

It’s very good and I love the card I’ve recommended it to a lot of my friends and family Reviewed on: 21st February 2023

Great credit card

Great credit card. Would definitely recommend to friends and family. Reviewed on: 21st February 2023

Brilliant service

I am Very happy with zopa and I recommend them alot Reviewed on: 21st February 2023

Excellent

Excellent credit card company for the 2022-2023 Reviewed on: 21st February 2023

Haha

Hahahahwhwhwbwhwhwhehee heheh why Reviewed on: 21st February 2023

A great help with my credit building in these difficult times

Has really helped me build by credit rating and just a great emergency buffer during these times of high living costs. The app is excellent, intuitive, easy to use and clear to understand. I have enjoyed have my Zopa card, and glad I made the right choice. Reviewed on: 21st February 2023

Great

Very good service and excellent Reviewed on: 21st February 2023

Simple to use

Great service simple app to use Reviewed on: 21st February 2023

Friendly service

When I had been scammed they went above and beyond to help me get my money back Reviewed on: 21st February 2023

Fantastic

The best credit card with best service Reviewed on: 21st February 2023

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