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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Haha

Hahahahwhwhwbwhwhwhehee heheh why Reviewed on: 21st February 2023

A great help with my credit building in these difficult times

Has really helped me build by credit rating and just a great emergency buffer during these times of high living costs. The app is excellent, intuitive, easy to use and clear to understand. I have enjoyed have my Zopa card, and glad I made the right choice. Reviewed on: 21st February 2023

Great

Very good service and excellent Reviewed on: 21st February 2023

Simple to use

Great service simple app to use Reviewed on: 21st February 2023

Friendly service

When I had been scammed they went above and beyond to help me get my money back Reviewed on: 21st February 2023

Fantastic

The best credit card with best service Reviewed on: 21st February 2023

All round credit card winner

From card, app and customer service when I've called them, always quick to answer any questions, very reasonable APR rate too Reviewed on: 21st February 2023

Good

Apart from a transfer issue I have had no problems Reviewed on: 21st February 2023

Excellent

comes with a great app to use as well Reviewed on: 21st February 2023

Excellent service

Excellent service and great APP, highly recommended Reviewed on: 21st February 2023

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