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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Good service

Very good customer service and very easy to use Reviewed on: 21st February 2023

Best credit card ever

I have A couple of credit cards, but the best one on the market is Zopa. I’ve been with Zopa now for a year or so and not only do they do credit cards but they also do personal loans if you qualify or eligible. But I would recommend this credit card to anyone and everyone and even my friends and family. You won’t be disappointed with Zopa. Reviewed on: 21st February 2023

Simple, effective, excellent, Zopa

This company is light years ahead of its competition. They really are here for your every need. Amazing customer service Reviewed on: 21st February 2023

Highly recommended

Excellent credit card. With a descent limit. Also a really good app too … Reviewed on: 21st February 2023

Amazing credit card.

Exceptional service from the staff to the easiness of the app to register your card an check your account. Highly recommended. So for the best service make sure its ZOPA the future of credit cards. Reviewed on: 21st February 2023

Recommend definitely. Great service

A good card to have . Easy phone app to use. Great service Reviewed on: 21st February 2023

Low interest rate

This is the only credit card company I came across have the lowest interest rate. Reviewed on: 21st February 2023

Helping

Zopa has helped me when in a tight spot and is helping to rescue my credit rating. Reviewed on: 21st February 2023

Very good

No problems as other cards have,very good service Reviewed on: 21st February 2023

Amazing app &company

Found this helpful to rebuild my credit whilslt not overspending Reviewed on: 21st February 2023

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