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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy used and paid

You always alert when I go over my limit .Have it fr a year now and I have absolutely no complaints Reviewed on: 21st February 2023

The best credit card

It’s so easy to use zopa credit card And app is the best of the best. Reviewed on: 21st February 2023

Fantastic

Helpful and easy to understand the app Reviewed on: 21st February 2023

Superb service

Really friendly service and always there for me if I need to contact them Reviewed on: 21st February 2023

Great Card

The process of applying for the Zopa credit card from start to finish was very smooth. Downloading the App you can check all transaction and payments. Zopa also keep you updated regularly on the app. Reviewed on: 21st February 2023

Application for credit card

When I applied for credit card it was easy and stressful Reviewed on: 21st February 2023

Good helpful card

This is my first credit card, it has been really useful and the interest was a fair share too. Also i was happy that i got offered a increased limits on it, after a few months Reviewed on: 21st February 2023

Great

Easy to apply, get it very fast overall perfect Reviewed on: 21st February 2023

Great service

Really quick and easy to use banking app. Very satisfied Reviewed on: 21st February 2023

Good company

Good app, happy so far with the service. Reviewed on: 21st February 2023

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