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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good credit card

Good credit card for emergencies. Reviewed on: 21st February 2023

Excellent provider

Such a helpful company. I have had no issues at all with them or their products and services Reviewed on: 21st February 2023

Great

Best card I have had and can always keep track on spending Reviewed on: 21st February 2023

Fab company

Zopa has been a great credit card and repayments are always reasonable would definitely be a credit card company I would recommend Reviewed on: 21st February 2023

Good service

Very good customer service and very easy to use Reviewed on: 21st February 2023

Best credit card ever

I have A couple of credit cards, but the best one on the market is Zopa. I’ve been with Zopa now for a year or so and not only do they do credit cards but they also do personal loans if you qualify or eligible. But I would recommend this credit card to anyone and everyone and even my friends and family. You won’t be disappointed with Zopa. Reviewed on: 21st February 2023

Simple, effective, excellent, Zopa

This company is light years ahead of its competition. They really are here for your every need. Amazing customer service Reviewed on: 21st February 2023

Highly recommended

Excellent credit card. With a descent limit. Also a really good app too … Reviewed on: 21st February 2023

Amazing credit card.

Exceptional service from the staff to the easiness of the app to register your card an check your account. Highly recommended. So for the best service make sure its ZOPA the future of credit cards. Reviewed on: 21st February 2023

Recommend definitely. Great service

A good card to have . Easy phone app to use. Great service Reviewed on: 21st February 2023

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