Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

View other Zopa products

4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

So easy to use!

Really simple and the app does all the work for you! Never had to contact via phone as never had an issue! Reviewed on: 21st February 2023

Can't fault zopa

Easy to use app card comes through quickly easy payments in all great company Reviewed on: 21st February 2023

Easy

Had some financial trouble. They helped me get sorted Reviewed on: 21st February 2023

Zopa

Zopa have always been good I can not fault them in anyway. They have great customer service to always there to help if you need it Reviewed on: 21st February 2023

Great credit card

From the start Zopa have been great, very fast and efficient, I love the app, it’s really straightforward and convenient. Reviewed on: 21st February 2023

Best card

Zopa card is ther when you need it Reviewed on: 21st February 2023

Simple, easy to use and good value

Easy to use. Never had any issues. Exactly what it says on the tin Reviewed on: 21st February 2023

Great experience

Great reliability and customer service. Reviewed on: 21st February 2023

Zoplamazing

Great company clear communication terms and app is so user friendly. Very happy customer Reviewed on: 21st February 2023

Great company that is here for it's consumers

Zopa have been a great credit card banking service for me. Simple, easy to use, uncomplicated and great customer service! What more can you ask? Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 3.92 from 323 reviews
Credit card
from Luma 4.00 from 2 reviews
Credit card
from Jaja Finance 4.81 from 2511 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69075 reviews
Cash ISA
from Zopa 4.94 from 1545 reviews
Current account
from Zopa 4.93 from 6575 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub