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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Great Card

5
The process of applying for the Zopa credit card from start to finish was very smooth. Downloading the App you can check all transaction and payments. Zopa also keep you updated regularly on the app. Reviewed on: 21st February 2023
Mandy's avatar
Mandy

Application for credit card

5
When I applied for credit card it was easy and stressful Reviewed on: 21st February 2023
Olufunmilayo 's avatar
Olufunmilayo

Good helpful card

4
This is my first credit card, it has been really useful and the interest was a fair share too. Also i was happy that i got offered a increased limits on it, after a few months Reviewed on: 21st February 2023
Barsha Bhattarai's avatar
Barsha Bhattarai

Great

5
Easy to apply, get it very fast overall perfect Reviewed on: 21st February 2023
Valeriu's avatar
Valeriu

Great service

5
Really quick and easy to use banking app. Very satisfied Reviewed on: 21st February 2023
Sarah's avatar
Sarah

Good company

5
Good app, happy so far with the service. Reviewed on: 21st February 2023
lizzielizzie's avatar
lizzielizzie

Good credit card

4
Good credit card for emergencies. Reviewed on: 21st February 2023
Oliver Reichelt's avatar
Oliver Reichelt

Excellent provider

5
Such a helpful company. I have had no issues at all with them or their products and services Reviewed on: 21st February 2023
diangoodall13@yahoo.com's avatar
[email protected]

Great

5
Best card I have had and can always keep track on spending Reviewed on: 21st February 2023
Phil Crow's avatar
Phil Crow

Fab company

5
Zopa has been a great credit card and repayments are always reasonable would definitely be a credit card company I would recommend Reviewed on: 21st February 2023
Samantha's avatar
Samantha

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