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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Low interest rate

This is the only credit card company I came across have the lowest interest rate. Reviewed on: 21st February 2023

Helping

Zopa has helped me when in a tight spot and is helping to rescue my credit rating. Reviewed on: 21st February 2023

Very good

No problems as other cards have,very good service Reviewed on: 21st February 2023

Amazing app &company

Found this helpful to rebuild my credit whilslt not overspending Reviewed on: 21st February 2023

So easy to use!

Really simple and the app does all the work for you! Never had to contact via phone as never had an issue! Reviewed on: 21st February 2023

Can't fault zopa

Easy to use app card comes through quickly easy payments in all great company Reviewed on: 21st February 2023

Easy

Had some financial trouble. They helped me get sorted Reviewed on: 21st February 2023

Zopa

Zopa have always been good I can not fault them in anyway. They have great customer service to always there to help if you need it Reviewed on: 21st February 2023

Great credit card

From the start Zopa have been great, very fast and efficient, I love the app, it’s really straightforward and convenient. Reviewed on: 21st February 2023

Best card

Zopa card is ther when you need it Reviewed on: 21st February 2023

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