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Zopa: Credit card reviews

4.94
Based on 44,334 reviews, last reviewed 20th Apr 2026
39% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026
Sunil 's avatar
Sunil

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44334)

Total control via app

5
Easy for un tech savvy people to use All the details just where u need them Reviewed on: 21st February 2023

Customer experience

5
The service is good. App is user friendly Reviewed on: 21st February 2023

Good Credit Card Services

4
The Servies Desk is very good services and can answer what I ask. Reviewed on: 21st February 2023

Very good

5
Very good service, easy to set up and use, very useful to have Reviewed on: 21st February 2023

Great service

5
Really good service provided all year round. Reviewed on: 21st February 2023

Fantastic, fresh start credit card

5
Started with low credit amount , as my credit score got better , they gave be the responsibility for a higher amount, easy transactions and flexible pay options. Reviewed on: 21st February 2023

Good customer service

5
Good information sent on a regular basis. Reviewed on: 21st February 2023

Brilliant service!

5
I am so pleased with my card! It’s user friendly and easy to keep up to any information. I would recommend this to friends 100% by far the most user friendly card on the market. Reviewed on: 21st February 2023

Great service

5
Friendly customer service. Easy to use, great communication when you need help. Reviewed on: 21st February 2023

Quick and helpful

5
Zopa made it easy for me to be able to apply for my credit card. If I've ever needed to contact them the contact methods are very effective meaning my issue gets resolved very quickly. Reviewed on: 21st February 2023

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