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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple, easy to use and good value

Easy to use. Never had any issues. Exactly what it says on the tin Reviewed on: 21st February 2023

Great experience

Great reliability and customer service. Reviewed on: 21st February 2023

Zoplamazing

Great company clear communication terms and app is so user friendly. Very happy customer Reviewed on: 21st February 2023

Great company that is here for it's consumers

Zopa have been a great credit card banking service for me. Simple, easy to use, uncomplicated and great customer service! What more can you ask? Reviewed on: 21st February 2023

Total control via app

Easy for un tech savvy people to use All the details just where u need them Reviewed on: 21st February 2023

Customer experience

The service is good. App is user friendly Reviewed on: 21st February 2023

Good Credit Card Services

The Servies Desk is very good services and can answer what I ask. Reviewed on: 21st February 2023

Very good

Very good service, easy to set up and use, very useful to have Reviewed on: 21st February 2023

Great service

Really good service provided all year round. Reviewed on: 21st February 2023

Fantastic, fresh start credit card

Started with low credit amount , as my credit score got better , they gave be the responsibility for a higher amount, easy transactions and flexible pay options. Reviewed on: 21st February 2023

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