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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Always on hand

Got in toa spot bother spoke with them all sorted Reviewed on: 21st February 2023

Brilliant

Never had any issues Helpful customer service Reviewed on: 21st February 2023

Outstanding Credit Card Provider

Incredibly easy to use app and communication from Zopa is great Reviewed on: 21st February 2023

Can't fault the service provided

Great customer service support, easy to use app, great services offered Reviewed on: 21st February 2023

Well run bank.

I have never had any problems with this bank and it's fabulous app. I'm told immediately what I've spent and what I have remaining, unlike some banks who don't let the customer know for a couple of days... overall I can't recommend Zopa enough, they are terrific. Reviewed on: 21st February 2023

Easy to use

Absolutely brilliant card, easy to use app, quick responses and very helpful Reviewed on: 21st February 2023

Great app, easy to use

I found the process for using this card easy and very user friendly from start to finish Reviewed on: 21st February 2023

Great credit card

Great credit card with monthly statement reminders. There is also regular updates to your borrowing power which I haven't see with other credit providers. Reviewed on: 21st February 2023

Best credit card I have

Never any inconveniences and great support Reviewed on: 21st February 2023

Excellent service

Experience customer services and the app is very easy to use. Reviewed on: 21st February 2023

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