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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Simple rules

Simple rules of the credit card agreement and really good working app Reviewed on: 21st February 2023

Excellent customer experience

The application process was easy. Reviewed on: 21st February 2023

Great customer service

Highly recommended. Friendly team which makes a difference. Reviewed on: 21st February 2023

Fantastic

Love the Zopa Credit Card, so easy to use the ap and easy to make payments. Get reminders which is great Reviewed on: 21st February 2023

Credit card review

Excellent card and company to go ahead with. Loving my zopa credit card Reviewed on: 21st February 2023

Amazing

Amazing company helped me out when needed. Reviewed on: 21st February 2023

Review

Practical , good communication and excellent customer service Reviewed on: 21st February 2023

Good card

Clear Apr and helpful crefit card Reviewed on: 21st February 2023

Excellent Service

Zopa have given me an excellent service since taking out a credit card with them. The App is user friendly and Zopa keep me up to date on my account. They also have a helpful system for checking on what other offers are Available based on my affordability. Reviewed on: 21st February 2023

Great seamless service

Seamless services that are tailored to one's needs Reviewed on: 21st February 2023

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