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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great app, easy to use

I found the process for using this card easy and very user friendly from start to finish Reviewed on: 21st February 2023

Great credit card

Great credit card with monthly statement reminders. There is also regular updates to your borrowing power which I haven't see with other credit providers. Reviewed on: 21st February 2023

Best credit card I have

Never any inconveniences and great support Reviewed on: 21st February 2023

Excellent service

Experience customer services and the app is very easy to use. Reviewed on: 21st February 2023

Simple rules

Simple rules of the credit card agreement and really good working app Reviewed on: 21st February 2023

Excellent customer experience

The application process was easy. Reviewed on: 21st February 2023

Great customer service

Highly recommended. Friendly team which makes a difference. Reviewed on: 21st February 2023

Fantastic

Love the Zopa Credit Card, so easy to use the ap and easy to make payments. Get reminders which is great Reviewed on: 21st February 2023

Credit card review

Excellent card and company to go ahead with. Loving my zopa credit card Reviewed on: 21st February 2023

Amazing

Amazing company helped me out when needed. Reviewed on: 21st February 2023

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