Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

View other Zopa products

4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Customer support

Fantastic customer support, I felt understood and supported when I’ve had to contact them Reviewed on: 21st February 2023

Would definately recommend

Excellent customer service! best Credit card service i have used. Reviewed on: 21st February 2023

Great service

Very easy to use and great functionality in the app. Reviewed on: 21st February 2023

It was quick to set up a credit card but it is quite expensive

Easy to set up a credit card but very expensive Reviewed on: 21st February 2023

Good

Amazing quick service really happy Reviewed on: 21st February 2023

Good card provider and very visible in all fees/charges.

Really impressed with Zopa, good app and really clear with all communication. Reviewed on: 21st February 2023

Credit card

Fantastic service and i used my credit card for purchases and got notification straightaway Reviewed on: 21st February 2023

Absolutely loved

The best credit card I ever have … Quick payment going just in second so I can use whatever need it … Reviewed on: 21st February 2023

They actually do what they promise

Sign up - fast and efficient Customer service- easy to contact and quick to action App- simple to download and navigate If only they were all this good. Reviewed on: 21st February 2023

Simple and smart

Great card to work with, you can link all your internal and external banks, perfect for moving money around. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.19 from 14 reviews
Credit card
from Zable 4.94 from 75624 reviews
Credit card
from Vanquis 4.24 from 561 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1545 reviews
Current account
from Zopa 4.93 from 6574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub