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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review

Practical , good communication and excellent customer service Reviewed on: 21st February 2023

Good card

Clear Apr and helpful crefit card Reviewed on: 21st February 2023

Excellent Service

Zopa have given me an excellent service since taking out a credit card with them. The App is user friendly and Zopa keep me up to date on my account. They also have a helpful system for checking on what other offers are Available based on my affordability. Reviewed on: 21st February 2023

Great seamless service

Seamless services that are tailored to one's needs Reviewed on: 21st February 2023

Customer support

Fantastic customer support, I felt understood and supported when I’ve had to contact them Reviewed on: 21st February 2023

Would definately recommend

Excellent customer service! best Credit card service i have used. Reviewed on: 21st February 2023

Great service

Very easy to use and great functionality in the app. Reviewed on: 21st February 2023

It was quick to set up a credit card but it is quite expensive

Easy to set up a credit card but very expensive Reviewed on: 21st February 2023

Good

Amazing quick service really happy Reviewed on: 21st February 2023

Good card provider and very visible in all fees/charges.

Really impressed with Zopa, good app and really clear with all communication. Reviewed on: 21st February 2023

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