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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Best credit card company out there

Couldn’t be better, would recommend to anyone Reviewed on: 21st February 2023

Never had any problems

Easy to use and friendly staff never had any isses Reviewed on: 21st February 2023

Nothing but pleased pleasure

Well since taking out the credit card I've had a few issues with continuous work or the lack of but the Zopa team have had my back through just the worst times Reviewed on: 21st February 2023

Very good

Good customer service, and willing to increase credit limit frequently Reviewed on: 21st February 2023

Very happy with Zopa.

I was offered a credit card at the right time for me with a manageable starting limit. I was offered an increase after a short while. This is also manageable. I have found that my credit score is slowly increasing. This is down to me being more responsible. I would recommend Zopa to anyone. Reviewed on: 21st February 2023

Easy going and lots of support

I find zopa very easy to manage and have lots of support and information should I need it. Thank you. Reviewed on: 21st February 2023

Best company

Always helpful and there if you need help Reviewed on: 21st February 2023

Just so easy

Very easy to use due to a great app and customer service. All the information or help I might need is right there Reviewed on: 21st February 2023

Easy to use, credit support & colourful!

Love the Zopa credit card, repayment choices easy, credit support, all the best features to have freedom but stay in control when the experience overall is colourful and appealing :) would recommend ! Reviewed on: 21st February 2023

Great company

Great company to deal with. The app is great and easy to use. Thanks Zopa. Would recommend. Reviewed on: 21st February 2023

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