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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit card

Fantastic service and i used my credit card for purchases and got notification straightaway Reviewed on: 21st February 2023

Absolutely loved

The best credit card I ever have … Quick payment going just in second so I can use whatever need it … Reviewed on: 21st February 2023

They actually do what they promise

Sign up - fast and efficient Customer service- easy to contact and quick to action App- simple to download and navigate If only they were all this good. Reviewed on: 21st February 2023

Simple and smart

Great card to work with, you can link all your internal and external banks, perfect for moving money around. Reviewed on: 21st February 2023

Best credit card company out there

Couldn’t be better, would recommend to anyone Reviewed on: 21st February 2023

Never had any problems

Easy to use and friendly staff never had any isses Reviewed on: 21st February 2023

Nothing but pleased pleasure

Well since taking out the credit card I've had a few issues with continuous work or the lack of but the Zopa team have had my back through just the worst times Reviewed on: 21st February 2023

Very good

Good customer service, and willing to increase credit limit frequently Reviewed on: 21st February 2023

Very happy with Zopa.

I was offered a credit card at the right time for me with a manageable starting limit. I was offered an increase after a short while. This is also manageable. I have found that my credit score is slowly increasing. This is down to me being more responsible. I would recommend Zopa to anyone. Reviewed on: 21st February 2023

Easy going and lots of support

I find zopa very easy to manage and have lots of support and information should I need it. Thank you. Reviewed on: 21st February 2023

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