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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Simple and smart

Great card to work with, you can link all your internal and external banks, perfect for moving money around. Reviewed on: 21st February 2023

Best credit card company out there

Couldn’t be better, would recommend to anyone Reviewed on: 21st February 2023

Never had any problems

Easy to use and friendly staff never had any isses Reviewed on: 21st February 2023

Nothing but pleased pleasure

Well since taking out the credit card I've had a few issues with continuous work or the lack of but the Zopa team have had my back through just the worst times Reviewed on: 21st February 2023

Very good

Good customer service, and willing to increase credit limit frequently Reviewed on: 21st February 2023

Very happy with Zopa.

I was offered a credit card at the right time for me with a manageable starting limit. I was offered an increase after a short while. This is also manageable. I have found that my credit score is slowly increasing. This is down to me being more responsible. I would recommend Zopa to anyone. Reviewed on: 21st February 2023

Easy going and lots of support

I find zopa very easy to manage and have lots of support and information should I need it. Thank you. Reviewed on: 21st February 2023

Best company

Always helpful and there if you need help Reviewed on: 21st February 2023

Just so easy

Very easy to use due to a great app and customer service. All the information or help I might need is right there Reviewed on: 21st February 2023

Easy to use, credit support & colourful!

Love the Zopa credit card, repayment choices easy, credit support, all the best features to have freedom but stay in control when the experience overall is colourful and appealing :) would recommend ! Reviewed on: 21st February 2023

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