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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,334 reviews, last reviewed 20th Apr 2026
39% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026
Sunil 's avatar
Sunil

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44334)

Best card out there

5
I find zopa really helpful. If I have a problem they are very helpful and are always giving me new ideas on how I could use zopa better. The app is very easy to use as well and has all the help I need on there. If there is something I can't find I can ring up and they answer very fast and help me out. Reviewed on: 21st February 2023
Jami Tina Atkin's avatar
Jami Tina Atkin

Top Marks

5
I use zopa for my credit card and 2 personal loans. The app is really easy to use with great tips on how to improve your eligibility and credit score. I have and would again recommend to my friends and family. Reviewed on: 21st February 2023
nikky colclough's avatar
nikky colclough

Perfect! Perfect! Perfect!

5
Customer service has been fantastic. My card arrived quickly. It’s easy to use both online and Instore. Highly recommend to everyone. Reviewed on: 21st February 2023
Leanne Daniels's avatar
Leanne Daniels

Simply the best

5
East applications, quick service and keep you informed or reminded. Tips are great too! Reviewed on: 21st February 2023
Phoenixnb1980@hotmail.co.uk's avatar
[email protected]

Easy to go through application process

4
Very easy to apply for and get set up. Easy to use app and easy to make payments. Overall a good credit card provider Reviewed on: 21st February 2023
Lommyb's avatar
Lommyb

Ease of use

5
Very happy with the provider. Everything is straight forward. Reviewed on: 21st February 2023
shivvy666@hotmail.com's avatar
[email protected]

Good app sevice,great sevice

5
Highly recommended, with great friendly service Reviewed on: 21st February 2023
declan o neill's avatar
declan o neill

Awesome experience

5
I have been really impressed with Zopa both their ease of using the website and app and the speed in which transactions are actioned. Also their interest free balance transfer scheme Reviewed on: 21st February 2023
Jane Town's avatar
Jane Town

Great service

5
Always available to help. Great service Reviewed on: 21st February 2023
Abbie's avatar
Abbie

Great credit card

5
Really good card and company to use very helpful and understanding Reviewed on: 21st February 2023
Roy curran's avatar
Roy curran

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