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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best company

Always helpful and there if you need help Reviewed on: 21st February 2023

Just so easy

Very easy to use due to a great app and customer service. All the information or help I might need is right there Reviewed on: 21st February 2023

Easy to use, credit support & colourful!

Love the Zopa credit card, repayment choices easy, credit support, all the best features to have freedom but stay in control when the experience overall is colourful and appealing :) would recommend ! Reviewed on: 21st February 2023

Great company

Great company to deal with. The app is great and easy to use. Thanks Zopa. Would recommend. Reviewed on: 21st February 2023

Excellent

Excellent ,fast and reliable Trusted Reviewed on: 21st February 2023

Great card and great service

Zopa is my new go-to card for credit purchases! The app is fantastic too. So helpful and keeps everything up to date and sorted for payments and planning spend. Reviewed on: 21st February 2023

Great app

The app is realy easy to use. Keeps yog ip to date with spending Reviewed on: 21st February 2023

Gotta be Zopa!

Always accessible, user friendly and no hidden small print surprises, honestly can 100% recommend Zopa….a very happy customer! Reviewed on: 21st February 2023

Great friendly company

I have never had any issues with zopa , great company, keep you in the loop every step of the way , whether it be next payments or new products . Second to none . Reviewed on: 21st February 2023

Excellent company

I’ve had Zopa for over a year nowz. Extremely easy to use and brilliant security mechanisms. Reviewed on: 21st February 2023

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