Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company

Great company to deal with. The app is great and easy to use. Thanks Zopa. Would recommend. Reviewed on: 21st February 2023

Excellent

Excellent ,fast and reliable Trusted Reviewed on: 21st February 2023

Great card and great service

Zopa is my new go-to card for credit purchases! The app is fantastic too. So helpful and keeps everything up to date and sorted for payments and planning spend. Reviewed on: 21st February 2023

Great app

The app is realy easy to use. Keeps yog ip to date with spending Reviewed on: 21st February 2023

Gotta be Zopa!

Always accessible, user friendly and no hidden small print surprises, honestly can 100% recommend Zopa….a very happy customer! Reviewed on: 21st February 2023

Great friendly company

I have never had any issues with zopa , great company, keep you in the loop every step of the way , whether it be next payments or new products . Second to none . Reviewed on: 21st February 2023

Excellent company

I’ve had Zopa for over a year nowz. Extremely easy to use and brilliant security mechanisms. Reviewed on: 21st February 2023

Interest

Interest is high but it is easy to view balances and statements on the app. Reviewed on: 21st February 2023

Easy to use

Very easy to use with affordable credit limit. Reviewed on: 21st February 2023

Really easy to use, all online everything is instant

convinient credit really easy to use Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.82 from 123709 reviews
Zero Credit Card
from Santander 4.23 from 22 reviews
Bip Credit Card
from NewDay 4.80 from 2286 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub