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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Credit Card

Great Company which looks after its customers Reviewed on: 21st February 2023

Easy to use , the app is excellent, and very straight forward

Easy to use straight forward no issue. The app is good to keep your spending under control Reviewed on: 21st February 2023

Cannot fault Zopa at all

From the application process to the monthly use of the app, it’s just been easy with Zopa. I feel completely in control, the app is clear, easy to understand and use. Customer service have been fantastic when needed. I honestly cannot find a fault. I’ve already recommended Zopa to a friend. Reviewed on: 21st February 2023

Great service

Great company to have a credit card with. Its easy to use the app to see your balance, transactions etc. I love that you can create a credit cushion too. Reviewed on: 21st February 2023

Awesome Service

These guys are a company are second to none. All round good eggs, thank you. Reviewed on: 21st February 2023

Zopa is a great credit card

Very easy to use credit card. Good safety features, website is also very user friendly Reviewed on: 21st February 2023

excellent company

very helpful and responsible lender Reviewed on: 21st February 2023

I love this Company

They are the best credit card company ever, the app is easy to use, they keep me updated on card, my payments are marked quickly on my card, so easy to deal with unlike others, I highly recommend this company Reviewed on: 21st February 2023

Excellent service

Zopa have helped to provide me with financial support at these hard times. They are very understanding and I have never had any issues. Reviewed on: 21st February 2023

Best credit company out there

Incredibly competent, kind and understanding, patient and expert in all things financial. Any problems you may encounter, they will do everything to help you through it all Reviewed on: 21st February 2023

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