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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Good app sevice,great sevice

5
Highly recommended, with great friendly service Reviewed on: 21st February 2023
declan o neill's avatar
declan o neill

Awesome experience

5
I have been really impressed with Zopa both their ease of using the website and app and the speed in which transactions are actioned. Also their interest free balance transfer scheme Reviewed on: 21st February 2023
Jane Town's avatar
Jane Town

Great service

5
Always available to help. Great service Reviewed on: 21st February 2023
Abbie's avatar
Abbie

Great credit card

5
Really good card and company to use very helpful and understanding Reviewed on: 21st February 2023
Roy curran's avatar
Roy curran

Credit Card

5
Great Company which looks after its customers Reviewed on: 21st February 2023
Nico's avatar
Nico

Easy to use , the app is excellent, and very straight forward

5
Easy to use straight forward no issue. The app is good to keep your spending under control Reviewed on: 21st February 2023
David Johnson's avatar
David Johnson

Cannot fault Zopa at all

5
From the application process to the monthly use of the app, it’s just been easy with Zopa. I feel completely in control, the app is clear, easy to understand and use. Customer service have been fantastic when needed. I honestly cannot find a fault. I’ve already recommended Zopa to a friend. Reviewed on: 21st February 2023
Gemma Halstead's avatar
Gemma Halstead

Great service

5
Great company to have a credit card with. Its easy to use the app to see your balance, transactions etc. I love that you can create a credit cushion too. Reviewed on: 21st February 2023
louise harty's avatar
louise harty

Awesome Service

4
These guys are a company are second to none. All round good eggs, thank you. Reviewed on: 21st February 2023
Mrs A-P's avatar
Mrs A-P

Zopa is a great credit card

4
Very easy to use credit card. Good safety features, website is also very user friendly Reviewed on: 21st February 2023
Paul Richardson's avatar
Paul Richardson

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