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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Fantastic

Easy to use app and simple to follow instructions when applying Reviewed on: 21st February 2023

Great card

Great service , happy with everything Reviewed on: 21st February 2023

Review

I have had a great experience using zopa credit card and would recommend to others Reviewed on: 21st February 2023

My credit card

I use my card monthly, but pay off the balance in full. This helps my credit score. I also earn on my savings with ZOPA. Reviewed on: 21st February 2023

Great service

Great service! Definitely recommend Reviewed on: 21st February 2023

My Go to Card

The app is amazing, with everything at my fingertips, i can budget easily whilst working out spending and i can choose to put a buffer in place to stop me going over my limit. What's not to like, As the title suggests this is now my go to card Reviewed on: 21st February 2023

No hidden fees and straightforward to use

Better than other credit card services, as they pay any amount before interest automatically if you allow them to. Other cards im with do not allow an option like this and you rack up fees. Reviewed on: 21st February 2023

Brilliant service and customer service.

They are always happy to help with outstanding customer service. Reviewed on: 21st February 2023

Great Business

Found to be very helpful and the app works well too Reviewed on: 21st February 2023

Brilliant

This credit card has helped me so much easy application process and easy app love it I had capital one before Zopa would never go back Reviewed on: 21st February 2023

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