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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

good card

just the card i always needed never had an issue Reviewed on: 21st February 2023

Helping me with my bad credit

I got this card to help me manage my credit score and get myself into better habits. This card has helped me budget by only increasing my limit when I’ve proven I can manage the exiting limit Reviewed on: 21st February 2023

Best card

I have enjoyed using the Zopa credit card and benefited from financial advice I get on the zopa app every month. Reviewed on: 21st February 2023

Brilliant company

Very helpful and good tips for financial help Reviewed on: 21st February 2023

Brilliant partnership with the consumer and themselves

I hadn't heard of Zopa before. Once I tried it, I never looked back. Their system is so easy to navigate your way around. I struggle with some banking apps, but they make it so easy and simple. Many providers should take note and follow what Zopa are doing right. Reviewed on: 21st February 2023

Great company

Very good company help me a lot under the current financial crises thanks without ther help would have been harder Reviewed on: 21st February 2023

Amazing

Zopa are easy to use and filling the form out was smooth and clear. They help you out on the app keeping you upto date with where you are on your card. Reviewed on: 21st February 2023

Great easy service

So easy to setup, great app great service Reviewed on: 21st February 2023

It just works

Great , simple to use app to keep up with the ins and outs and to make payments which show instantly. Reviewed on: 21st February 2023

Amazing first time amount and balance transfer.

It is so easy to use, very understandable, and has great offers. Reviewed on: 21st February 2023

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