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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

excellent company

very helpful and responsible lender Reviewed on: 21st February 2023

I love this Company

They are the best credit card company ever, the app is easy to use, they keep me updated on card, my payments are marked quickly on my card, so easy to deal with unlike others, I highly recommend this company Reviewed on: 21st February 2023

Excellent service

Zopa have helped to provide me with financial support at these hard times. They are very understanding and I have never had any issues. Reviewed on: 21st February 2023

Best credit company out there

Incredibly competent, kind and understanding, patient and expert in all things financial. Any problems you may encounter, they will do everything to help you through it all Reviewed on: 21st February 2023

Excellent

Excellent rates. Easy to use. Was sent my card in a few days. Reviewed on: 21st February 2023

Fantastic

Easy to use app and simple to follow instructions when applying Reviewed on: 21st February 2023

Great card

Great service , happy with everything Reviewed on: 21st February 2023

Review

I have had a great experience using zopa credit card and would recommend to others Reviewed on: 21st February 2023

My credit card

I use my card monthly, but pay off the balance in full. This helps my credit score. I also earn on my savings with ZOPA. Reviewed on: 21st February 2023

Great service

Great service! Definitely recommend Reviewed on: 21st February 2023

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