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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,333 reviews, last reviewed 19th Apr 2026
40% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026
Kris Sarma's avatar
Kris Sarma

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44333)

Excellent service

5
Excellent service, fast payment and affordable payments. Reviewed on: 21st February 2023
Cloe Barker's avatar
Cloe Barker

Great card

4
Easy to use app Straightforward and accessable Reviewed on: 21st February 2023
Dolores 's avatar
Dolores

Great card

5
Got this as my husband applied for 1 as well and said it's been great Reviewed on: 21st February 2023
Kelly Higham's avatar
Kelly Higham

Fantastic

5
Excellent easy to set up can pay on the app Reviewed on: 21st February 2023
pauline johnson's avatar
pauline johnson

fantastic service

5
Never have an issue with Zopa, they’re easy and they are super helpful Reviewed on: 21st February 2023
Beth Goddard's avatar
Beth Goddard

Zoppa app

5
Be easy to use and follow app can keep an eye on my spending and my statement easily customer service good Reviewed on: 21st February 2023
Maria 's avatar
Maria

Great card

5
Great credit score and good company for me :) Reviewed on: 21st February 2023
annaliesemorris@rocketmail.com's avatar
[email protected]

Top provider

5
Top provider … very happy with service Reviewed on: 21st February 2023
hannah.mayo@ymail.com's avatar
[email protected]

Y

5
gEyjxjxjcjxhzxhduxuxjk kjxuduxusyjxif Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Fantastic

5
I have found Zopa to be a fantastic credit card, they don’t overwhelm with lots of unnecessary jargon but the main pints are clear, concise and easy to understand. The app is brilliant and allows ease of access for even the most technically challenged. Would highly recommend Reviewed on: 21st February 2023
Hayley Haynes's avatar
Hayley Haynes

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