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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,333 reviews, last reviewed 19th Apr 2026
40% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026
Kris Sarma's avatar
Kris Sarma

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44333)

Credit using

5
Very fast payment turn around..useful savings feature too. Very satisfied customer. Reviewed on: 21st February 2023
halloween 2018's avatar
halloween 2018

Excellent and easy to use App

4
very good service, reliable app that allows you to use and manage your credit card easily Reviewed on: 21st February 2023
Shaun's avatar
Shaun

Excellent

4
Excellent banking service gives more options to take control of your finances Reviewed on: 21st February 2023
djamel laanani's avatar
djamel laanani

Awesome

5
Starting to build my credit I went with Zopa - excellent service excellent money manager App- and fast friendly customer service- offers many different services and help within the app - easy to recommend Reviewed on: 21st February 2023
Sam Cairns's avatar
Sam Cairns

Great customer experience

5
Straight forward and efficient, app is very user friendly and easy to use Reviewed on: 21st February 2023
Louise's avatar
Louise

Caring and understanding

5
I have found Zopa very understanding of the need to support myself in needing extra credit in the current financial climate but also being conscientious in only allowing what I need and keeping me aware of my limit without patronising or judging. Reviewed on: 21st February 2023
Michele Dugdale's avatar
Michele Dugdale

Good company

5
They helped me a lot. Got my loan quick and easy. Would definitely recommend for short term loans. Big Reviewed on: 21st February 2023
Tao Settembrini's avatar
Tao Settembrini

Excellent

5
Delighted with my card and ease of use of the app. Reviewed on: 21st February 2023
Jason's avatar
Jason

Excellent company

5
Very easy to deal with, nothing is a problem Reviewed on: 21st February 2023
Neil Dolan's avatar
Neil Dolan

Easy to use

5
Very simple and really helps in situations when you need help with money or any payment Reviewed on: 21st February 2023
Ieva Lagzdina 's avatar
Ieva Lagzdina

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