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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great company

5
Very good company help me a lot under the current financial crises thanks without ther help would have been harder Reviewed on: 21st February 2023
jamiewashbourne@gmail.com's avatar
[email protected]

Amazing

5
Zopa are easy to use and filling the form out was smooth and clear. They help you out on the app keeping you upto date with where you are on your card. Reviewed on: 21st February 2023
Laura's avatar
Laura

Great easy service

5
So easy to setup, great app great service Reviewed on: 21st February 2023
mark hartwell's avatar
mark hartwell

It just works

5
Great , simple to use app to keep up with the ins and outs and to make payments which show instantly. Reviewed on: 21st February 2023
Rois's avatar
Rois

Amazing first time amount and balance transfer.

5
It is so easy to use, very understandable, and has great offers. Reviewed on: 21st February 2023
Lloyd McIntosh 's avatar
Lloyd McIntosh

Excellent service

5
Excellent service, fast payment and affordable payments. Reviewed on: 21st February 2023
Cloe Barker's avatar
Cloe Barker

Great card

4
Easy to use app Straightforward and accessable Reviewed on: 21st February 2023
Dolores 's avatar
Dolores

Great card

5
Got this as my husband applied for 1 as well and said it's been great Reviewed on: 21st February 2023
Kelly Higham's avatar
Kelly Higham

Fantastic

5
Excellent easy to set up can pay on the app Reviewed on: 21st February 2023
pauline johnson's avatar
pauline johnson

fantastic service

5
Never have an issue with Zopa, they’re easy and they are super helpful Reviewed on: 21st February 2023
Beth Goddard's avatar
Beth Goddard

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