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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I find the interest rate are reasonable and the view...

I find the interest rate are reasonable and the view time that I have contacted the customer service, they are always helpful. Reviewed on: 15th January 2026

very helpful and efficent also very friendly

very helpful and efficent also very friendly Reviewed on: 15th January 2026

Absolutely love Zopa great card great for lending mo...

Absolutely love Zopa great card great for lending money and using no interest once paying in full monthly great card and also helps with you’re credit score Reviewed on: 15th January 2026

Christmas saviour

I found zopa through experian and the service was amazing. Really helped me out over Christmas and the interest rates are brilliant! Reviewed on: 15th January 2026

Zopa was very easy to sign up for, I like the choice...

Zopa was very easy to sign up for, I like the choices they have as in paying back dates methods etc. very easy to navigate around the site. Everything was straight forward and I'm very happy I chose this as my option for a credit card Reviewed on: 15th January 2026

Perfect *****

Perfect card in every way. No problems Reviewed on: 15th January 2026

I found my self Zopa as a good and straight forward...

I found my self Zopa as a good and straight forward organisation Reviewed on: 15th January 2026

All round great experience start to finish

All round great experience start to finish Reviewed on: 15th January 2026

Always easy to use and quick to respond

Always easy to use and quick to respond Reviewed on: 15th January 2026

Really good rates and not expensive repayments

Really good rates and not expensive repayments Reviewed on: 15th January 2026

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