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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Amazing thank you

Customer service is excellent with an easy to use app and unbeatable rates Reviewed on: 15th January 2026

Easy to understand your account and Easy to use

Easy to understand your account and Easy to use Reviewed on: 15th January 2026

Great rates, easy to use.

Great rates, easy to use. Good customer service. Reviewed on: 15th January 2026

zopa is quick and friendly ...

Accepted without any queries and card came through very quickly.Very simple app to keep in touch. Reviewed on: 15th January 2026

Applying for the credit card was quick and easy

Applying for the card was quick and easy amd their customer service chat was very helpful Reviewed on: 15th January 2026

Great customer service and the app is easy to use.

Great customer service and the app is easy to use. Reviewed on: 15th January 2026

Very helpful

Very helpful easy to set up helpful card sent very quick helpful and online chat was easy Reviewed on: 15th January 2026

Excellent

Very easy to use website, so far I have had no problems Reviewed on: 15th January 2026

No issues been good had no problems at all

No issues been good had no problems at all Reviewed on: 15th January 2026

Just great all round well recommend

Just great all round well recommend Reviewed on: 15th January 2026

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