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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Overal very good, very happy customer.

Overal very good, very happy customer. Been with Zopa a few months and had no problems at all thank you for everything Zopa Reviewed on: 15th January 2026

Friendly customer service there when I needed them t...

Friendly customer service there when I needed them thanks . Reviewed on: 15th January 2026

Great understanding people financial problems

Great understanding people financial problems Reviewed on: 15th January 2026

I find them very easy to deal with

I find them very easy to deal with Reviewed on: 15th January 2026

The application process was straightforward and I wa...

The application process was straightforward and I was approved for a Zopa Credit Card the same day. Since using the Zopa app it is also very easy to navigate so I can easily manage my account day to day. Reviewed on: 15th January 2026

Verry easy and fast to aply for credit card whic was...

Verry easy and fast to aply for credit card whic was delivered fast to me and ready to ise Reviewed on: 15th January 2026

Enjoying my time with zopa have helped me out a lot...

Enjoying my time with zopa have helped me out a lot since I have been with them. Reviewed on: 15th January 2026

Excellent customer service.

Excellent customer service. Easy to use app Reviewed on: 15th January 2026

Easy to use app great customer service simple applic...

Easy to use app great customer service simple application process Reviewed on: 15th January 2026

Brilliant company helped me out tremendously amazin...

Brilliant company helped me out tremendously amazing service can’t go wrong Reviewed on: 15th January 2026

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