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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43499 reviews)

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4.94

Based on 43,499 reviews, last reviewed 22nd Mar 2026

156000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good app, great service. Good app, great service. Concise and neat Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43499)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I found my self Zopa as a good and straight forward...

I found my self Zopa as a good and straight forward organisation Reviewed on: 15th January 2026

All round great experience start to finish

All round great experience start to finish Reviewed on: 15th January 2026

Always easy to use and quick to respond

Always easy to use and quick to respond Reviewed on: 15th January 2026

Really good rates and not expensive repayments

Really good rates and not expensive repayments Reviewed on: 15th January 2026

Great company

Find zopa great and easy to deal with would recommend to people Reviewed on: 15th January 2026

Good service,nice and easy online paying the card.

Good service,nice and easy online paying the card. Reviewed on: 15th January 2026

You're in control of your spending with the app,,pay...

You're in control of your spending with the app,,payment dates are clear Reviewed on: 15th January 2026

Lifesaver

Gave me a chance to have a credit card over Xmas even with poor credit. Reviewed on: 15th January 2026

Great service

Great service easy to understand very clear advice Reviewed on: 15th January 2026

Clear and very easy to understand app

Clear and very easy to understand app Reviewed on: 15th January 2026

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